Gold Rings for Men – A Popular Accessory

We usually don’t associate any kind of jewelry with men. When we think about jewelry we always think about the female gender and how they love to adorn themselves with ornaments. However, we have seen that as of lately men have started showing an interest in rings, especially in gold rings. Previously, they used to wear only gold rings on their engagements or on their weddings. But now, gold rings are worn to many formal and informal occasions and it has become more of a fashion statement, not merely an obligation or sign of marriage. Gold rings, due to the rising gold prices worldwide, are usually worn by the upper class, rich people in society. These people can afford to wear gold rings for almost every occasion. But if we look at the average man, a man owns at least one ring for himself.

Even though gold is such an expensive metal, it truly hasn’t been replaced by any other metal. There are a lot of reasons behind this, cultural being the main one. In this article we will be taking a look at the different kinds of gold rings for men in terms of design and we will also be emphasizing on how the variety of rings for men keeps increasing every day. Gold is a very popular choice for men’s rings. However, there is not just one kind of gold that is used in making rings for men. Although yellow gold seems to be used more often, there is white gold and rose gold, which is sometimes used in making rings for men. White gold is more commonly known as platinum and it is much more expensive in terms of price. It gives off a very white look, something that is similar to the shine of extremely well polished silver. Rose gold, on the other hand, has a slightly pinkish color to it (not too much) we don’t see many rings made out of rose gold, but it is used in several rings.

Gold rings, or perhaps any kind of gold jewelry, are not made out of 100% gold. It is almost always mixed with another metal, to make it stronger. We often hear the term carats when we’re shopping for gold jewelry and these carats tell us about how pure the ring is i.e. how pure it is. Usually, the higher the carats, the more gold the ring contains. For everyday use and to keep the affordability factor in mind, 10 to 14 carat rings are suitable for men. There are some rings which are gold-plated but we don’t recommend you to buy those, even if they are cheaper, because once the plating comes off, the metal is not as glossy as it was before.

There are many designs available in the gold rings. There are plain designs like the simple band and there are more complicated designs available in stores. Popularly, gold rings men have plain deigns like the simple wedding band, but now some gold rings have carvings and other designs engraved in them too. The use of stones in the rings is also popular, with different kinds of stones; precious and semi- precious, are used on the rings. There are some rings that have a ribbed design on them. You can either buy ready-made gold rings from stores or over the internet, but if you’re looking for something unique, you can have rings specifically made for yourself in your size and chosen design as well.

Is the New Fashion Trend Right for Your Business?

Is your style the right one for you or are you trying to copy the magazine or a celebrity? A lot of women today have this dilemma because we live in a world where fashion style dictates who you are in the society. The world is changing so fast and the fashion trends are also adjusting every now and then. With a variety of fashionable items to choose from, creating your own personal style is not an easy task to do. You also need to take into consideration the kind of personality you want your viewers to convey about your fashion statement. Dressing your own style of fashion is not only to blend in the crowd but also to express more of yourself and be confident of your personality. Your own personal fashion style is your own personal brand of your own interests, aspirations, desires and lifestyle.

The following are some tips to consider when creating your own fashion statement:

  • Before trying something, try to scrutinize various fashion trends from different sources like magazines, television, advertising materials and the internet. You must know how to gather data to be able to investigate what you really want in your fashion style. You need to know how these trends are being collected so that you will have a better idea about the basics of fashion. From these concepts, you can mix and match and can create a clearer picture of your personal style.
  • Do not try to copy fashion statements of celebrities or friends because their own trend may not be the perfect style for you. Only buy items that best represent you as a person. Focus more on the clothing you wear and feel good about being yourself.
  • Venture on different styles. You can try different dresses and experiment on your own closet. Walking in front of a mirror or taking a picture of yourself can help you. By doing this, you will know what are the styles you want to keep or change. You need to remember that loving the items you wear boosts your self esteem.
  • There are several accessories you need to consider. Try to find the perfect accessory that will complement your outfit. Don’t go for accessory items just because they are a popular trend in your society. You need to realize that accessories are also important in creating your own personal brand.
  • The right hairstyle and make up is also a must in making your own style. Try to consider the shape of your face in selecting the perfect hairstyle. Be conscious about the right blend of make up for the right occasion.

Organizing your fashion statement involves risk. Don’t be afraid to take that risk. Inspire yourself with personalities you admire in the fashion world. Through this, you will be able to discover the true and unique person that’s within you.

Impact of Fashion Styles

When shopping for fashion clothes and accessories you have lot of choices to select; as many budding designers and small online fashion labels are competing with each other to put forward a great alternative in the market. Along with the advent of internet you can gain a little help from both online and offline fashion stores which offer originality, quality and flexibility as they are willing to provide you just the thing you want and as you wish. By doing an internet search or by visiting small fashion labels, will offer you a variety of huge choices and you can be aware of what is fashionable right now. There is a new take on almost each and every fashion trend among lot of companies which are at the fore front of new designs. In the modern competitive market trend there are extensive range of clothing materials and accessories which are having unique looks and styles, and are supplied by many fashion businesses.

Just think, can fashion be considered as an aspect which is connected with glamour or glitz? Is it worth to spend thousands in order to acquire the latest clothes and accessories? Whether it is the jeans, sweaters, pants, shirts, coats, jackets, suits, leather or fur which attracts the people with impressive images of fashion items regularly that are shown in television channels and in various fashion magazines. Whatever be the reason, this fashion craze will results in emotional illnesses like depression, low self esteem and many psychological and physical effects.

It is commonly believed that individuals are themselves are responsible for their own actions. On the other hand you should not underestimate the effect of the changing images in the fashion industry. In short our eyes are subjected to have a feast everyday due to the constantly changing fashion trends. It expresses the way a person looks, thinks and acts. So we have to move forward with these trends and probably if we are reluctant to accept this sequence then we will be termed as an old-fashioned dunce that lacks in taste. The effect of this is to bring the viewer’s mind under control and to make them to accept such unrealistic role without questioning them.

It had been made clear that fashion is not the reflection of a consumer’s real taste. It actually makes the people to deprive off the power and as a result they are not able to express it in honest manner. The consumers are compelled in an indirect way to decide what and when to buy, what all things and accessories to carry and the like. Thus these fashion styles had put us into a situation which make us helpless and leaves us at their mercy without representing reality. It summons up visual images of expensive and fashionable clothes and accessories are only for rich and famous people as they can only afford. The image sometimes includes clothes which paint women in a manner which gives us an emotional injury which not only hurts, but also affect the women’s mobility factor.

Mens Fashion Tips: The Art of Creating Permanent Fashion Styles for Men

Many men and women do not have much idea about Mens Fashion. Very often the advice I have been approached on are what men can wear to appear professional or what men should wear so that they do not look outdated but overtly trendy.

I would greatly suggest understanding the basics of men’s fashion and put this knowledge into a permanent mens fashion style. There would not be anymore worry about following trends but perpetually looking stylish.

The basics of fashion for men boil down to knowing what each piece of apparel is made up of. The fabrics used determine a lot on the quality of the apparel. Good fabrics allow the apparel to withstand wear and tear.

If any men’s clothing or accessories that wear out fast would naturally make it look old and badly cared. This does not reflect well of the men wearing it and easily put most men out of style just by looking shaggy.

The next important point we need to note are the details found in every apparel and accessories. Details can be subtle but it creates a very big impact in the eventual outlook of the styling.

So before we start playing with details, the knowledge of each detail’s responsibility and how it helps in holding up the item or even gives significance to it in style can assist us in choosing the best men’s clothing.

Learning how to coordinate is another tough thing for many men. It does not need to be if they just understand about the various concepts of coordination. Starting from differentiating the type skin complexion they belong to would be the most basic knowledge to acquire.

Then they just need to put on the right color clothing against their complexion that perks up their facial skin tone and brings the attention to their face.

After that, coordinating colors between the various men’s clothing is another method. There are various ways to match different and similar or same hues as well as the shades of hues to achieve the nicest blend of colors.

If they are adventurous, then there are more that they can create that puts two very contrasting colors and yet a harmonious fusion of such colors without looking weird or clownish.

Putting patterns against each other is another challenging task in mens fashion. It is through the play of patterns that can make many men look very trendy and stylish.

If not properly done, those clashing patterns would be a very trying and poorly executed attempt. It boils down in knowing the types of patterns and their scale before choosing how to put them together.

Men can go for two to four similar or different patterns coordination without even looking overdoing the matching. It is fundamental to keep the flow of patterns as natural as possible and create a relaxing look from the combination.

It is good to have an idea of how to put all these mens clothing and accessories together. From there we can develop a permanent styling and never have to worry about the next trend or whether it is unprofessional. At least all aspects of men’s fashion have been touched on. Therefore, if you are daring enough it is always possible to transform it into fashionable styling.

Shopping For Current Prom Fashion Styles

Attending dances and formal occasions in high school is very highly anticipated and well looked forward to among students. Attending these occasions is often considered an integral part of having fun and simply letting lose in a formal occasion that allows students to dress up for the evening. Anyone considering attending this type of formal occasion should know what is considered when shopping for current prom fashion styles.

The prom is simply one of those occasions that is commonly and vehemently looked forward to among students in the school. This is a formal occasion that focuses very heavily on the dress that is purchased and worn as well as on any themes that are made available for people to focus their purchases on. Keeping up with current trends and what is currently being worn at other proms around the world is often considered a very complicated process to keep up with.

Anyone considering the attendance of this formal event often find an incredible number of options to consider as a result. These are all options that are aimed at ensuring the entire purchase is made easy and in an efficient and stress free manner. Attendees that keep a few of the basics in mind are able to ensure they perform this process in the most effective manner possible.

Keeping up with what is current and actually guiding the purchasing process is often performed on blogs. The internet is filled with blog writers that focus on fashion and the specifics that surround formal wear for formal occasions. These are helpful in establishing what is hot and trendy within this marketplace of items in order to ensure the entire purchase is a success.

Reading fashion publications is also a major component of this entire process. These magazines are tailored to suit the needs of people making this decision in that they provide pictures and articles on the latest in formal occasions and dresses. They are also filled with various hints and tips in hair designs and accessories that should be purchased as well. Even goers should also thoroughly peruse all local specialty boutiques and retailers when attempting to find the latest trends. These retailers are often some of the first to carry the latest in formal fashions and are often able to help guide interested consumers toward making a successful and trendy purchase. They are also some of the first retailers to offer theme gowns and items as well.

Promotional and special pricing events should also be paid attention to. This is often a purchase that is very expensive to make and should be reduced as much as possible to ensure it remains well with budget. Many local retailers advertise heavily during prom season to help attract consumers. Shopping for current prom fashion styles should finally be performed with a thorough understanding of all retailer return policies. The gowns that are purchased are often only performed after careful consideration and numerous options being considered. This easily understood policy helps ensure that returns or exchanges are made in an effective manner.

Gold Rings for Men

Now-a-days, men’s rings are not just heavy weight ornaments made of gold as you will get light weight rings from online or offline stores. Men are also interested in new styles and fashion in gold rings. Some of them are interested in custom made rings decorated with gemstones. Gold rings for men are available in different sizes, settings and styles. The rings vary from simple gold bands of one hundred dollars to highly ornamental, unique and designer rings of thousands of dollars. Nothing can replace gold ornaments because in every culture, gold has been considered as the symbol of prosperity, spiritual power and royalty. Gold carries well with every individual despite of the skin color.

Design

Men’s rings are usually on the heavier side with a solid and masculine design. Gold rings for men are available in any shape such as rounded, flat, ribbed or domed. For those who are interested in custom made rings, they will get custom embellishments on the ring to give it a wave, Claddagh, Jigsaw or Celtic look. Now, men’s rings are also made with one or more gems engraved on it. Most of the men are worried to wear custom made rings daily because it might damage the texture and design of the ring. But there is no need to worry as gold rings for men are designed exclusively for men and are stronger.

Purity

Gold rings for men are available in different purities. Pure gold is not used for making gold bands as gold is a soft metal. Gold band are mostly coming in purities like 18k, 14k or 10k. The purity of the gold is determined by these numbers. If the number is high, then the metal is purer. Most of the exceptional wedding bands are made of 18k that consists of precious gemstones like rubies, emeralds or diamonds. Most of the jewelries are made of 14k and 10k ornaments are considered as cheap.

Variety

Different varieties of gold bands are available on the market. Yellow gold is the most popular one and timeless. In addition to yellow gold, two alloys are also used for making rings. The two alloys are rose and white gold. Rose gold bands have a pinkish tint and they look beautiful when combined with different types of semi precious and precious stones. White gold carries an elegant and classy look which is used along with colored gemstones to provide a stunning contrast to the jewelry.

Care

Gold tends to become soft as the time goes. If you are using the ring on a daily basis, then clean it with a soft brush. If the color of the ring became dull, then you should polish it with special cleaning products available in the market. Gold rings for men need regular maintenance and care.

If you are looking for a best brand for a gold ring, then online shopping is a good choice. You can select your kind of ring from the range of rings available online. You can buy yellow gold, white gold, combination of yellow and white gold, combination of yellow and white gold with rose gold, and tricolor rings. Unique designer rings are also available at online sites.

Fashionable and Stylish

Fashion and style. What are they? Do they always go together? Do they mean one and the same thing? It’s hard to say. According to specialists in the field, fashion is actually a synonym for style or glamour. It has been agreed on the fact that fashion is a way of personal expression, and according to this criteria, one can be fashionable when he/she fits in this expression mode, or unfashionable, which would be the opposite. Fashion has manifestations in all the fields of human activity, that is when can speak about fashion when we refer to topics such as architecture, clothing, music, cosmetics, entertainment, forms of speech or even politics or technology. Anything in these fields can be described as being fashionable or not. When one speaks about materialism or trend s using the term ‘fashion’, it can be associated with a negative meaning.

Most people today perceive fashion as a term referring mostly to clothes. The beginnings of what we call fashion today did actually refer to clothes and they go back as far as the sixteenth century. However, it was only two centuries later that the real manifestations of fashion took place and it happened in Europe, among the wealthy upper classes. Fashion, just like any other manifestation of human activity, underwent major and continual changes, to the point where it is today, that is, being related to many fields of activities.
Of course, it would be unjustified to assume that fashion is the same all over the world. First of all, fashion differs from one society to another. Then, within a certain society, there are a lot of factors which may influence fashion such as age or generation, social class, profession or occupation. Even the geography of certain regions may bring about differences in fashion among the people of the same society.

But how does fashion change? Because we all know that constant change is what fashion is actually about. Everyone will agree that what is new now will soon become old, and the process goes both ways, that I what was once into fashion but is now considered to be old and obsolete will soon turn into something new again. Capitalism has brought along with its numerous good aspects some less appealing ones, such as waste. People buy things which are not necessary to them and consequently speed up the process of change as far as fashion is concerned. Young generations have much to do with this change in fashion as well, because they are always eager and willing to try interesting things, things that they haven’t experienced before, something new to be more precise.

What made fashion so popular among people was actually the television. The moment fashion hit television, in the late 1960s and early 1970s, was the moment when the general population became interested in this aspect. And fashion magazines, websites or even fashion blogs were only one step away.

Pretty much in the same way as fashion, style can refer to may things, from painting, music, literature, web design to linguistics or manners of addressing people. The very definition of style describes the term as a fashionable manner of doing things, which points out that style and fashion are very closely related. Not everything that is considered fashionable will also be regarded as stylish, which is why people should avoid turning into a fashion victim, one of those persons who will wear just about anything that’s seen as fashionable, no matter if it suits them or not, from hairstyles and piercing to clothes. It is true that today’s world and the society we live in have set some rules in what fashion and style are concerned, but these don’t always have to be strictly followed. Being a fashion victim will only turn you into one of the rest. If you want to be ahead at all times, what you must try is to define your own style and that will make you look your best.

Bring The Fashion To Your Home

Fashion is a popular term nowadays, but have you really ever wondered what fashion really is? Fashion is basically a word that is used for a particular style that is popular in the current time period. May that be clothing, jewellery, shoes, bags, eye wear, make up or accessories, if it is popular, it will be in fashion. Fashion varies cross culturally and geographically, what may be considered to be fashionable in one part of the world may seem completely absurd in another part.

Fashion is never consistent, the world of fashion is perhaps, the most dynamic environment till date, and fashion completely depends on individual preferences, hence there is no fixed or universal phenomenon of fashion. In a country like Pakistan, for example, fashion trends revolve around their traditional attire i.e. shalwar kameez. Every season change brings about new fashion trends that are religiously followed by all. On the other hand, in the western cities like the England, fashion clothing revolves around an entirely different scenario.

Fashions come and they go, what one must be sure about is to pick out the fashion style that best goes with a person’s personality. One must not try every bizarre trend just to make they look hip or fashionable. The best fashion is the one that depicts your true personality with great comfort and ease. Talking about what is new in fashion these days, tights and skinny jeans are still in, which is the same as previous year. However, people are concentrating on wearing more tights and jeggings (the new combination of tights and jeans). Pairing your tight with a bright colorful top is what is in these summers. Lots of accessories and shades to keep your eyes safe from the blazing heat, is what you should go for, since comfort must come before style. But this doesn’t mean that you cannot look stylish at the same time. Aviators are the most in thing this season if you are planning to buy new sun glasses this summer.

Moreover, huge bags are out of style and clutches and handy bags are in this summer. Pair your outfit with a stylish clutch to complete your attire and you will good to flaunt your perfect stylish sense everywhere. However, you must be sure not to overdo it, since nothing can be as disastrous as being overdressed. So be careful while choosing which fashion is the best for you.

Why Fashion Is Always Changing

Everyone is affected by fashion to some extent. In the era of early supermodel age, fashion could be categorized by glamour or commons. Today, fashion is fast, trend-less, comfortable, and personal. Street fashion, as one of the most popular form, is more of a reflection of personality and lifestyle than of trends in general. Because social media have offered abundant avenues for people to get to know trends happening now, fashion has becoming really shapeless. Hollywood stars have their Facebook and Twitter accounts updating almost every second of their day including what they are wearing. Thus, Stars set fashion trends. However, Stars are not the only people only can openly express their fashion styles. Bloggers of fashion, not just professionals, but ordinary peoples, can send out their fashion style to the world. In an instant, fashion has truly become everyday, everywhere, and everyone.

In the information age and a much globalized world community, fashion has transformed in its outlook, and concept as it starts embodying many varieties of elements of different cultures. For example, in the 1980s, jeans had monopolized youth culture not only in the U.S. but also other countries, particularly East Asian countries like Japan and Korea. Now, American styles are no longer the standard as designers of different ethnic background incorporate their own outlook into their design. In addition, in this much globalized world, ethnicity is no longer the only factor that affect the trend in fashion as it was decades ago. Now, people are guided by taste, lifestyle, and experiences. For instance, Alexander Wang’s simple power women’s look has won many fans of minimalism. Thus, it is possible the fashion’s trajectory will more closely appeal to people’s lifestyle and social trends.

Furthermore, today fashion has much evolved to embody personal brand. Everyone’s unique style can be called his or her fashion. For example, punk style was originally styles of socially discontented youth’s, now it has been taken up even by couture designers. Decades ago, fashion had it standard rules such as how women and men should wear. Today, fashion is not strictly dictated by gender. There have emerged a new class of fashion called unisex in which clothing lines can be worn by both sexes.

This type of fashion has been tremendously popular given greater qualities between men and women. Women have more choices than before.

Not only adults, children have their own fashion. Although they mimicked what the adults wear, children’s fashion also been commercialized extensively. Children’s fashion is greatly affected by adult fashion. Many adult designer brands also have children’s line that follow closely of the adult trends.

Fashion styles have been changed that allowed more freedom of choices. The price of fashion has also been changed. Before, fashionable clothing meant high prices. Now, a fashionable piece of clothing doesn’t need to be expensive. Brands such as Forever 21, J. Crew, Target clothing and etc. offer couture style clothing with very affordable prices. Simply put, price doesn’t equate good style or good fashion any more.

Fashion has fundamentally evolved-not only the concept of fashion, but also the price and accessibility.

Indy Jones Adult Costume – The Right Fashion Style For Halloween

Looking for the perfect adult Halloween costume this year? Well, you may want to consider going with an Indy Jones adult costume. After all, this movie was one of the most popular this year, and if you were a big fan, than this may be the best costume choice for you this Halloween.

Indiana Jones is known for being a rugged and tough guy, and if that’s not your usual demeanor, then here is your chance to be the macho man you crave to be.

Wondering why you should go with the Indy Jones look? Well, there are actually a variety of reasons to do so. First of all, if you’re looking for a real “manly” costume to wear this Halloween, this is a great choice.

You’ll look positively dangerous in one of these costumes. Of course the great part is that you really won’t have to go overboard to get the Indy look. In fact, with a pair of rugged pants, the right hat, and a nice shirt or jacket, you’ll be able to play the part. More than likely you won’t even need to go with a mask.

Another reason to go with an Indy Jones adult costume lies in the fact the movie has elevated him to superstar status again. Not that his star ever diminished but everybody loves a hero and Indy is certainly that. In that respect, there won’t be any lack of availability and demand should keep up with supply.

The other alternative is to purchase one part of a costume such as the fedora-style hat and then scout around second-hand shops for pants and shirts similar in color. This will save you money and simply wearing the hat is a sure sign you are mimicking the famous adventurer.

So, if you are going for the rugged, manly look this year, the Indy Jones adult costume is definitely a great pick. You’ll find that it allows you to take a popular movie and put yourself right in it.

An added benefit is that you’ll probably attract all the ladies as well, since you’ll look so tough and dangerous. Add a great smile and a sense of humor to your costume, and you’ll be charming and the life of the Halloween party.

Top Reasons to Boost Your Style This Year

Fashion is not just about Victoria’s Secret models donning the latest clothing items on the runway. To put it simply, fashion is about looking good and feeling good about yourself regardless of what you’re wearing. If you want to enjoy the benefits of fashion, though, you need to find ways to improve your style each year. Your own fashion style can offer you tons of benefits. Here are some of them:

Boost Your Confidence. There’s something about knowing how to match clothes that fills you with confidence. Even if your clothes are not that expensive, as long as you know how to wear them and be confident in them, it will help boost your confidence in the long run.

Build Self-Image. Whether you like it or not, how you look from the outside has a huge impact to how you feel inside. If you look ugly from the outside, you will tend to feel ugly as well. By learning how to dress well and look your best, you will be able to feel better about yourself.

Attract the Opposite Sex. Most people may deny it, but the ultimate goal for fashion, at least for men, is to attract the opposite sex. The more attractive your style is, the more chances you have of attracting people. Women, in particular, can make a quick judgment about you within seconds of meeting and knowing you. By having a great sense of style, you will have a more favorable first impression from men and women you meet.

Get Hired Easily. Fashion is the difference between getting rejected and getting hired on the spot. If you want to land that dream job easily, you need more than the skills and the experience. First impressions last, so how you carry yourself on the first day of the interview will leave a lasting impression on the mind of the person who will interview you. Moreover, studies show that a person’s fashion style is associated to his salary and earnings in the long term. This shows that simply knowing how to dress well for a job can get you opportunities you won’t get the other way around.

Broaden Your Social Circle. Finally, fashion can also be used to broaden your social circle and get more prospects for your business. How you look from the outside can say a lot of things about your company and your products or services. If you want people to trust you and your products, you need to show them that you can be relied on by looking your best all the time.

Romantigoth – A Fun & Unique Fashion Style for Your Little One

Gothic clothing has often been referred to as an eclectic style. One of the reasons this assumption is made is that many styles are accumulated into the gothic clothing culture. One of the many styles that have been adopted is the look of the 19th Century, which often is referred to as the Romantic Goth or Romtanigoth look. Although this time period may refer to many different fashions, there are many aspects of each of these fashions that can be pulled from for your complete Romantigoth look. Many may think that this is strictly for the adult consumer, but there are many facets through which this style can relate to your little one.

There are several different styles of clothing, which can relate to this period and it’s inclusion into the gothic culture. Think vampire think romantic vampire and you will be moving in the right direction. For girls the dress is very maiden-like with straight skits that do not hug the frame, but are of an empire waist where they are fitted at the top. Throw in some ringlets and you have a complete look for you’re your young girl. For young boys you are including knickers with ties and jackets.

The staple coloring for this style is a very neutral palate, with prominence of black and gray. As with all dress in the gothic clothing line, take into account some bright reds, some lace and ruffles and you will have yourself a complete outfit for your little Romantigoth.

What is Your Fashion Style?

When it comes to clothing do you usually stick to one particular style or should you be called a fashion scientist due to the tremendous amount of attention you pay to trends. It can also be possible that you are not aware of your personal style. Whether you are aware of your style or not read this guide to learn a little bit more about it and what changes you can make (if desire).

1. Sexy Lexis- Lexis is all about wearing clothes that reveal skin such as cleavage and fit extra tight. She may feel that conservative or unrevealing clothing are only for older people. Lexis might need to learn when to tone down her sexy image. For example: She should avoid walking in to church wearing a blouse with a plunging neckline. Unless, she is ready to receive a few dirty looks.

2. Care-Lesley- She wonders: What is Fashion? Can I eat with cheese? She really does not know what the latest trend is and frankly can care less. Lesley should try something new once in a while just for fun and avoid getting stuck on a specific style.

3. Rebellious Chica-She makes her own rules when it comes to fashion. Avoids to all extends looking like everyone else. Just like sexy lexis some circumstances will require toning down her personal style. On a job interview she should conform to the expected attire standards. At least until she lands the job.

4. Fashion Diva-Her middle name is style. Always on top of her image and hates to be seen more than once wearing an outfit. Keeping up with fashion trends can get quite expensive. She needs to watch her finances closely in order to avoid overspending.

5. Sporty Lady- She loves her jeans and sneakers and will not go anywhere with out them. She should play dress up once in a while. This will help her look and feel better, even if the changes are temporary.

6. Comfy Carmen-Carmen is all about comfort. She chooses her attire based on the way it feels. She should steer away from bulky looking shoes that will make her feet look wider or bigger and clothing that fit too loosely. Clothes that are too big will make anyone look heavier and older.

7. Elegant Elenin- Elenin is always dress to impress. She will not allow anyone to see her dressed down. However, it will be beneficial for her to loosen up or dress comfortably once in a while. People can not look perfect all the time.

8. Stuck in time- This type of person does not remember the last time she bought a piece of clothing. She will not stop wearing her clothes until it has a hole in it. She should avoid using the same clothing for too many years until it comes back in style (20 years later).

9. Balanced Brianna- She probably has one of the other personal styles mentioned in this guide but, understands clearly the certain situations require she dresses up or down. She will not be hesitant to try a new style as long as it does not make her look like a fool.

Simplistic Timepieces – Fashionable Styles That Hooked Us

If you are in love with watches and believe that they are as essential to your grooming as much as smart shoes, then you must have a timepiece for every mood or occasion. If you are a teenager, the funky ‘big dial’ watches might seem really cool, but if you are working in a corporate or have a reputation to maintain, don’t you think you ought to wear something more practical? You would have heard of sports watches, fitness watches or even casual watches that may all have their own purposes. But you would surely need to buy the best of simplistic timepieces too for making a mark in your workplace. It is not true that you would need to spend a fortune to get a smart watch nowadays. There are brands and styles that are affordable and have enough of oomph to make you look suave and chic.

Styles and Features that won our hearts:

If you find the extended lugs, or the GMT displays and other features on modern day watches too much to bear, just go ahead with these sleek and smart minimalist watches. Let us look at the top watches that owned us with their simplicity, amazing features and of course, with their affordability too.

Névo: This is for those who cannot afford to miss out on any social network notifications from their smartphones. The simplistic design of eleven white LED indicators that are embedded on the dial would indicate the calories you are burning and the distance you walk or run. The dual batteries are really long lasting and you shall be able to tether it with your smartphone using the Bluetooth. This has found takers from men of all age groups.

Larrson & Jennings CM Black: The Swedish-British watchmaker has made telling time a really fancy and yet sophisticated affair. The Milanese watch-strap is winning hearts all the same and is quite affordable by the average young man.

Skagen: The Denmark based watch company has an array of simplistic designs that has wowed us. We are in love with their Ancher range of watches that have adopted a no-nonsense approach to telling time. Yes, these are quite affordable and cost less than $200 too.

Victorinox INOX: This is just right for those who love the stainless steel finish and would rather dump the leather straps any day. The watch is water-resistant, scratch-resistant and even vibration-resistant. Did we also say that this awesome timepiece can be all yours within $500 only?

Timex Waterbury Chronograph: Timex is a brand that has already got many takers worldwide. The stunning Scandi-blue dial with yellow and white color scheme on this Waterbury Chronograph is something that the young at heart would love to flaunt. The retro-styled watches are super-cool and stylish too.

Who said that fashion cannot be pocket-friendly and at the same time not be over-the-top too? Get your simplistic watches and have the time of your life!

Democrats and Republicans With a Fashion Style

Politics is usually something that Americans are willing to embrace with their heart because it represents a cause resulting in some type of change.

Democrats and republicans usually have a hard time agreeing on certain things. However, both parties do agree on one thing and that is to act in the present to promote something different leading up to the future. This is why you see individuals’ stand around who they believe should represent their country going forward and lead their dreams into the right direction.

Barrack Obama was the 44th president elected in the white house and he represented the democrats. When Obama was receiving vote’s people all over the world would wear fashion attire that expressed how much they believed in him. Individuals would wear things like “Change 2009” and even Democrat Donkey Cufflinks and guess what? Obama won the election with flying colors.

Now for the year 2012 we have new candidates running in the presidential election. However, one will only come out success in the very end. We are starting to see candidates winning individuals hearts state to state from what they express in their views from healthcare, retirement plans, and college education and even down to marriage status.

If you have an idea on who you want to vote for within this year’s election why not express it to the fullest from your shoes all the way to your ears.

Just image when was the last time you went to a presidential election and saw nobody wearing any type of attire that represented their views on the candidates? That is right NEVER!

The reason why these political fashion statements occur consistently is because people have a strong sense of respect in the candidates that they believe in. Why not promote something that is going to help change the future going forward? Your great grandparents promoted change for you to live within better conditions then what they had to live in, so why not do the same for the generation going forward?

Just like Barrack Obama always promotes “Change”, we can only change what we are willing to believe needs to be altered for the better of American going into the future. It is up to us to get together as a whole and promote of what we believe in is the better option going forward. Just remember before you make any decisions to think if that decision that you are making is going to promote you and your family going into the future.

Love Story Movie – Fashion Style

This must surely be one of my most favorite, movie fashion inspirations. It certainly had tons of style in every shot of Ali MacGraw, without being unduly influenced by fashion. When the weather is cold outside and with a roaring fire indoors, I always think of this movie. The 1970 classic ‘Love Story’ movie, inspires the kind of perfect love one can only dream about. With the radiance of American Ivy League as a backdrop, the classic white, stone-washed buildings and bright sun against knee-deep snows, it all seems to reflect Ali’s beauty.

Her enviable wardrobe provided inspiration for fashion designers in future years. Her clothing evokes the classic ‘preppy’ style and today is accessible to everyone. Playing a poor scholarship student, Jenny Cavaleri, Ali became a style icon that made that American style, famous and trendy. Classic designers like Michael Kors and Calvin Klein certainly took lots of inspiration from the movie for their subsequent collections.

Ali constantly wore amazing coats with classic masculine lines, like the fantastic camel colored, cashmere coat, that wrapped around her sporty figure so well. There was also the deep blue, pea coat with the shiny buttons, teamed with lovely turtlenecks peeping from beneath. The masterful color arrangements of her outfits contributed a lot to the success of this unforgettable style. The beige with black and red check skirt, worn as she moved in and out of the school building, flowed alongside her fast wit and humorous banter with Ryan O’Neal.

I think the constant appearance of short skirts was intentional, since the movie was made in the 1970s, therefore just at the end of the 60s ‘mini mania’. It certainly fitted her independent free spirit and brilliant, sparkling personality. For her wedding, she wore the same check mini skirt, intimating so much personal casual chic. It tells me that clothes don’t have to be serious, but love is. Her fantastic accessory collection is also a reminder for us that it is so important not to forget matching hats, or even what a whimsical fur hat will do for an outfit.

I can see them both in his convertible, top down, driving towards her new in-laws’ vast estate. She is wearing her classic camel coat and black tights, ready to grace the old dark, wood-panelled rooms of the huge mansion. As she reveals her beautiful, lipstick-red silk dress, it makes me want to go out and get a dress just like it and grow my hair to have a side parting. Although maybe we cannot star in a film, at least we can all style ourselves classic and pretty.

Buying Beauty Cosmetic Products

One can always find one or more cosmetic item in the shopping cart whenever women are out to shop. So many products atop so many brands, give them an opportunity to select the best one for them. The fact is that it is no more restricted to the females, and even then males have to buy some sort of cosmetic items to look after their skin. It is more like a basic requirement to shield the skin from the harmful ultraviolet rays and pollution.

It is the desire of everyone to have a flawless and healthy looking skin, be it women or men. There are so many skin troubles that keep propping up from time and time, which can be treated with some sort of cosmetic items. Moreover, there are so many products that help people to get rid of the skin troubles. Today we have all type of skin treatments possible with the help of these cosmetic items.

The skin types vary greatly from person to person. So, it is not necessary that the beauty product which suits one skin type will be good for the others too. Therefore, one must pick such a cosmetic that suits their skin type the most. The results, otherwise, could not be so good. For people who have a very sensitive skin type, it is better to use the natural cosmetic items. In the wake of the people becoming more aware about the results of the natural beauty cosmetic products, the demand for the same has increased manifolds.

People who love to do the make-ups on their face, there is a separate category for the make-up cosmetics, under which people can find various products that can add on to their “face value”. People have witnessed that a good and charming look is very essential and that is why they invest so much on their looks. This has given rise to the demand of the cosmetic products. But there is a wide range of cosmetic products that are available in the market ranging from the beauty cosmetics to the natural cosmetic products and even the make up cosmetics.

It all depends upon the need and choice of the people as to which cosmetic product they buy.

Men’s Fashion Style

Looking smart and good is the demand of the time. Studies have shown that on an average people spent a good amount of time and money on their look and style. Earlier fashion and style were the matter of females concern, but now the scenario has changed, metro men are quite fashion conscious. They are working hard on their style and look, be it the selection of formal custom suits for men’s or casuals or choosing a new hairstyle.

A man is judge by what he wears; clothing styles tells a lot about the person and his personality. Choose dress that suits your personality and style. It could be a jeans and t-shirt or designer S.Cohen suits, but make sure that your dressing sense goes well with your style. Though the scenario of men’ fashion has changed a lot, unlike their predecessors, new generation men love to experiment with their look and style, now their wardrobe has a collection of formal and casuals, from Allan Edmonds shoes to Sanyo’s trench coat and jackets.

It is advised not to be extra brand conscious, wear what suits you and make you comfortable. Make your own style statement, try to follow a moderate way of fashion and style, the extreme trends of fashion and style is not suitable for day-to-day schedule.

It is your own style and dressing sense that distinguishes you from crowd. Attractive and pleasing personality is not all about good looks and great body, but it is combination of all, be it your dressing style, hairstyle, accessories, or your talking style. So be specific in selecting your style and brand.

Ladies Jewelry Watches – The Perfect Mother’s Day Gift

Mother’s Day is around the corner, so it’s time to celebrate those special women around you, who give life, love and happiness to our lives. Starting with your own mother and your wife, look around your family and friends and see all those fine ladies blessed with the joy of maternity. They all contribute to give sense to your life.

Although mothers deserve our love and appreciation all year round, we will celebrate Mother’s Day this year on Sunday, May 10, 2009. How can you show your love and gratitude? A smile, a phone call, an e-mail should be a nice move to congratulate your friends and colleagues wives and mothers.

Focusing on your inner circle, your own mother, your wife, your grandmother, aunt, daughter…they deserve something special. Visit her if you don’t see her since a long time. Talk with her, listen, know her problems and bring her your help to solve them. Pick a beautiful card and write some lines to show how much you love her. Take her to the movies, or to a fine restaurant and enjoy together a delicious meal. Give her some beautiful flowers or a nice and sweet chocolate box. Especially with your own mother or grandmother, you don’t need a lot of money to buy expensive gifts.

A gift if something special, maybe unusual, you can give to show how much you love her. Mother’s Day is a special occasion, a happy day. You should make your best effort to make her blissful, and make this a day to be remembered with a joyful smile for a long time, maybe forever. Such a particular moment should be associated with a unique gift, suitable to leave a deep impression and evoke everlasting memories. My suggestion? Think about women’s jewelry watches.

Watches have always been intrinsically works of art. In the past, with fine and precise mechanisms, and more recently, with the advances in electronics and high tech, they represent the best of human ingenuity and craftsmanship. You can recognize a great watch by its accuracy and durability, and so you can find an excellent watch made of stainless steel, at a very affordable price. But if you are looking for something more valuable, you can find luxury watches made of gold and other precious materials, crafted with elegant and unique designs. Watches like these are like “living”, working jewels, they show you time, date (and other information), and are a pleasure to the eye.

Talking about materials, always look for watches with dial window made of scratch-resistant-sapphire, for increased durability.

Any gift should be adjusted to the person who will receive it. With jewelry watches you can find a range of brands, styles and materials to fit the personality of that special woman you love. Is your mother a sophisticated and feminine lady? Does she enjoy sports and outdoor living? You can find beautifully designed dress timepieces to wear at parties at night, as well as sophisticated, accurate and water resistant watches for scuba diving and water sports lovers.

Where can you find and buy that beautiful watch for your mother or wife? Online, of course! No matter if you live in a big city or a little town, shopping online you can reach on your screen the widest range of watch brands and models, as well as the most reputable retailers with the best deals. Opportunities you won’t find anywhere else, without the need to drive, park, walk…shop comfortably from your computer!

And remember, Mother’s Day begins with loving hugs and kisses!

Men’s Fashion – Style Advice and Tips

Although it would be nice if the first impression people took from us was our personality, the fact remains that our exteriors are, naturally, the first thing people consider when they look at us. This is not necessarily style-related; our wardrobes may be perceptions of what our bank accounts or personalities are. Even the smallest details of our dress send messages about ourselves that can be misinterpreted. Men tend to fall victim to this unfair scrutiny often as they tend to be unaware of the silent messages their ensembles are sending. We have provided some simple tips to help you avoid this situation and become more aware of the message you may be sending.

At one time, over-sized clothing was undoubtedly in style. However, that time has come and gone. Now, clothing that hangs on your frame and bags and sags is unattractive and presents an image of untidiness to people who see you. Choose clothing that is tailored to your frame without being too tight, and that provides comfort without being too baggy.

Often men also make another mistake, they do not think about their foot wear choices. It may seem easiest just to grab some tennis shoes out of the closet, but you have to think of what impression this is giving other people. It may not be comfortable for some men to wear anything but tennis shoes, but these men should make sure that their shoes are clean and not too worn.

A good hairstyle is also important to project and image of cleanliness and style. Find one that looks great and is easy to replicate by any stylist. You should have to spend a little extra the first time on a good haircut, but going to a professional, trusted stylist will be well worth the expense.

Try something new. Too often we get stuck in our “comfort zone” and then our style becomes stale. Try spicing things up once and a while, buy that electric blue shirt instead of the pale blue you normally would. Ask your friends, family members or coworkers for their style ideas. Resist that urge to go to the store and purchase the same clothes. Take those few moments and look at what is available, colors, textures, fit of the clothes, try something new.

The above suggestions are very easy, not to mention fun, to follow, but can drastically change your appearance for the better. Aside from your appearance, you may notice that your self-esteem and confidence has also developed from sporting a new hairstyle and wearing well-tailored clothing and clean shoes. These tips combined with your increased confidence will certainly be noticeable to others.

Men’s Dress Shirts – Men’s Fashion Style

With the status of the economy, it’s so hard to indulge in buying clothes especially branded ones. Don’t be a fashion victim by buying everything you see in the market today. You don’t need to splurge on buying so many things which you don’t need.

When buying clothes you need to buy the basic, those that can be teamed up with different tops. It’s an inexpensive way of investing clothes which is very applicable these days. Every guy has his own different sense of fashion and style. These are things you need to have inside your closet, it’s a must for every guy to have them paired with a white shirt:

· You should have at least one cardigan inside your closet. You should have at any of the following colors.
– Black
– Grey
– Navy
– Green
– Blue
– Pastel
· You need it especially during cold months. It can be a good pair with any blazer of your choice. There are also organically made cardigans which you can try if you are very much inclined with nature.
· A striped blazer can possess a conservative look especially during events.
· Shorts tailored or not can be for a casual wear. It’s trendy and comfortable. You can wear it during summer time when the weather is hot.
· A rack jacket is best for hip and high low get up. It is very simple and can be worn in malls.
· It’s best with denim. White shirts are perfect for any kind of shirt; it can also be paired with any pants or shorts. It’s one of the safest things to have inside your closet.

Fashion and style is a long conversation especially when you are discussing about men’s fashion trend. No two people have the same choice of clothes and styles. When you want to be trendy, you should always look at the mirror and check

If the things you are wearing still look good on you, you might just want to go with the flow without checking if it’s suitable for you. You should check out some magazines and the web for some time to ensure that you are on the right track. Your indulgence to fashion can be addicting so you need to take a break form thinking what to wear for the next 24 hours. Though there are lots of fashion site today, some of the people can not find the things they are looking for.

You should check out the web for new things you should know for reference and guide. You wills surely find everything you need to know without having to spend much. Your looks merely depend on how you believe in yourself and not with the trend.

Fashion Style is Important

Fashion style is important. You clothes make your fashion statement, and how you’re perceived. Stand straight and carry yourself with grace. You will radiate self confidence.

Here are some fashion tips and advice to look and feel good. Don’t forget your jewelry accessories are like the icing on the cake. They are the finishing touch. Dress to Impress and Make Your Fashion Statement!

Fashion Tips

Make sure your wardrobe has plenty of neutrals on hand – they are perfect for mixing and matching. They can be dressed up or down with the right jewelry additions.

Not a one of us woman has the perfect figure. We all have flaws. Accept your flaws and work with them

Know your body and what looks good. You are logically attracted to clothes, styles and colors that flatter your figure. Experiment a bit, and try something a bit off your normal habits

Tailored outfits are flattering to most all figures

Buy styles that flatter your figure and don’t forget that finishing touch with your jewelry

To make a short neck look longer wear a sccop neck or open collar shirt, complete the look with a long necklace

Large breasted women and women with wide hips can obtain balance by using shoulder pads

Make sure your panty hose fits properly

Don’t bare all – leave something for the imagination. Entice with your a glittery necklace or choker, and don’t forget the earrings

Leather stretches so if your buying a leather skirt or pants make sure they are snug when you purchase them. There are also some fabulous faux leather products on the market that can give you great wear for a season or two without having to worry if they’ll still fit next year

Dress up your look with glittery jewelry, accent a line with a necklace. Don’t forget your earrings and bracelets. They add the finishing touch to your look. You can completely change your look just by changing your jewelry. Dress it up or down!

If you find an outfit in a magazine but its too pricey for your budget don’t fret. There are terrific department stores and online sites that sell very similar for much less. Your jewelry is the same. That fabulous designer parure that costs way more than you can afford – your certain to find a similar in an online store for much less. Clip the picture and keep it with you so you can match

Set your budget and stick to it. Purchase plenty of mix and match pieces to get the most for your money. And don’t forget to complete your look with jewelry. Mix and match your jewelry pieces also.

Make your fashion statement! You are a unique individual with your own look. Portray your self confidence and turn those heads!

Cat on a Hot Tin Roof Fashion Style

My favorite star of all time would have to be Elizabeth Taylor. To be sassy, bold, confident and passionate like her, is to my mind, the epitome of womanhood). For me, the most famous image throughout her long history in the movies, would be her sultry look, wearing the satin slip-dress and leaning on the door frame, in the movie ‘Cat on a Hot Tin Roof’.

Unbelievably, there are only 3 outfits in the whole of the movie and each time I watch this film, I start searching on EBAY for chiffon, white dress or a pencil skirt.

The famous and brilliant costume designer, Helen Rose, is the hero that was responsible for these simply elegant, classic and memorable styles.

Elizabeth Taylor’s emotional strength was inspirational, especially since she made the movie after the tragic death of her beloved husband, Mike Todd in an air crash. Helen Rose had been by her side throughout the making of the movie, and their relationship grew stronger through this bond, leading to the successful moulding of the movie star into an icon- Elizabeth Taylor. Their long career included other collaborations, such as ‘Butterfield 8’.

‘Cat on a Hot Tin Roof’ certainly made our Liz the main focus. Wearing a short sleeved, cotton shirt and a skin tight, pencil linen skirt, with a figure-hugging belt, she made sure that she was noticed in that movie.

To play opposite the ultra electrifying Paul Newman must have been quite a challenge, since Paul’s presence could certainly steal the limelight from lots of other female stars – but, our Liz certainly held her own. Each time I play the movie, my eyes are always drawn to her, however much I love Paul, he just has to take a back seat.

In that movie, Liz had never been more beautiful, she was such a devastatingly stunning woman. With her curvaceous figure and Helen Rose’s expert tailoring, the simple but classic outfits show just what perfection can be created. The simple shirt and the pencil skirt is expertly highlighted with the Hermes orange-hue leather belt – simplicity in its perfection.

The second outfit is her more famous pose, leaning on the door frame in her white slip-dress, expertly tailored around her curves. How can her husband not have noticed her? Any normal woman would show lumps and bumps with such a shiny satin slip – not our Liz, every part fitted to perfection.

The final outfit was a dress that Helen Rose had fought hard for. The studio had preferred a more plain, cotton dress. The result of Helen Rose’s victory was most stunning: a simple Grecian wrap, around sculpting cuts, with the expert pleating being one of the most copied looks of design history. The white chiffon dress was later produced to be accessible to the women of the world, and aptly called, ‘The Cat’.

Different Fashions – Alternative Fashion Styles

Clothing was always, ever since man started wrapping himself in various animal fur, a statement of a certain kind. Fashion, as a style popularized and excepted by many in modern day, just deepened that statement’s importance. Choosing one style or another gave people in all cultures a way of expressing themselves, and as there was always a fashion followed by majority of society, there was another, somewhere in the back of it, denying and rejecting it.

Alternative fashion styles are tightly close to music genres of what is also labeled as “alternative”, such as rock and roll, punk, gothic, hardcore, and all varieties that rose up from those. Many social and cultural issues are brought up by associating a subculture with a type of music and a way of clothing, such as denying status quo of classes, governmental policies, distribution of power, and identity policy which majority popularized. Identity, in fact, is the most important aspect of alternative fashion and as an embodiment of it, it produced a variety of styles, to show the same variety of opinion, discontent, or rejecting the traditional values which are always transformed in shape but steady in structure in the mainstream fashion.

Reimagining one’s own identity is a process that is followed by changes in personal appearance and usually approaching values of a subculture which offers to individual a better view of society. Those values are mirrored in music, clothes and accessories. Influenced by vintage and retro fashion, dress styles, forms of visual and performance art, personal attitudes towards concepts such as individuality, consumerism, social constructs on behavior, and considerations of availability and utilitarianism, rock and roll and punk had a very strong ground to stand on when social criticizm through clothing became unseparable part of the genres.

Since the 50s and 70s which were the turning point years, rock and roll and punk styles got multiplied by many, and brought us gothic, cyber gothic (and other varieties of gothic fashion which is still one of the strongest alternative movements in creation of new gender roles and identities and social boundaries), industrial (strongly influenced by military uniforms), Beatniks, Metal, Heavy Metal, Glam Metal (and many subgenres of metal music which has their own set of clothing styles), Hippie, Riot grrrl, Lolita, Mod, Ero kawaii (and many, many, many Japanese influenced styles with a strong influence on Western fashion, alternative and mainstream, such as Elegant Gothic Aristocrat), and many more. Individuality is an important part of alternative fashion, but there are always patterns (otherwise we would not call it a fashion), and even punk fashion, as an extreme form of rejecting social system through hairstyle, piercings, ripped clothes etc has a certain structure which can except anyone who wants to join it.

As styles change, and we are going further in time from the origins of musical genres which brought us new fashion(s), it is apparent that they are still here, regardless of gender, class, age or culture, transforming and giving people a stronger voice to say “We are different, and we want more”.

Fashion Design Style – Adorn and Attract

Fashion has been the highlight of almost all civilizations known to mankind. Starting off as a mechanism to cover ones nakedness, dress, head gear, leg wear and other accessories are today seen as a fashion statement to convey one’s social standing.

Accomplishments in fashion design style are increasing very fast. Fine craftsmanship and talent is utilized to design clothing, jewelry, bags, watches and various items. One has to have a basic awareness on the changes in fashion. Those who are employed (self employed or other-wise) in the field of fashion design style, must take into account the desires and looks of costumers. They either work independently or as a group.

The complimenting style that looks admirable in a model may not be appealing to everyone. The designer has to take into consideration the preference of the person who is expected to wear the outfit. They have to make calculations on various combinations of materials with extensive ranges. It also involves the color, pattern and the style. Selecting the right type of style would give welcome appreciation. They also take into account the right kind of outfit for children, men and women.

The fashion design industry practices the basic three types of fashion style.

Designers should be accurate while designing the clothes exclusively for a peculiar customer on the basis of measurement. More priority should be given to the quality of the material and the fabric used for designing the clothes. It should be perfectly stitched within the time.

Readymade clothes are easily available to the public where more preference is given to the cut of the clothes. To exhibit their exclusiveness, these kinds of clothes are not available in large quantity and they are sold at higher rates.

The final one depends on the mass market where fashion industries wait for season to attract the customers. These clothes are sold in the branded name, low of cost to consume time. People make the best use of this opportunity to purchase these clothes with the view that they are affordable.

Numbers of schools are offering new comers to study fashion design style which includes extensive training in many modules. To promote a good fashion design style, all you need is a creative mind for a perfect designing. Even though the designers have their own style of executing things, when designing clothes for another person, they need to apprehend the environment in which they are designing.

Beauty Cosmetics Tips

Since foundation is the palette on which you will paint, it is the first important step in the process of good cosmetic application. A good moisturizer containing sunscreen should be applied, followed by a spot concealer to cover any blemishes, spider veins, or dark areas in pigment. To choose the perfect shade of foundation, a three stripe test should be done along the jawbone. The shade that more closely matches the skin tone should be chosen. If the match is good, it will be unnecessary continue foundation past the jaw line.

One of the best beauty cosmetic tips concerns contouring, which is best done at this point. Using a very light, almost white, foundation, and a tiny brush, paint any obvious wrinkles. With a finger, gently blend this by patting it, You will notice that the wrinkles almost disappear because light colors bring out shadows. This principle works with darker colors in the same way. If you have a double chin or a round face, you can use a darker foundation shade or powder in that area to slim the face. Most foundations last longer if covered by a light dusting of complimentary facial powder.

Once the foundation is set, facial features should be dramatized. The eyebrows are often forgotten, but a touch of eyebrow pencil works to create framework to make the eyes pop. To lift the eyebrows and create space above the eyes, a light eye shadow should be applied to the entire eyelid all the way to the brows. Using a sponge brush, a base color can be applied from the eyelid into the crease of the eye. Then, for a particularly dramatic look, you can make a triangular shape with a darker color at the outer corner of the eye. These colors should be blended upward and outward with small strokes.

To finish the eye, you can either use an eye pencil in small, feathery strokes or, if you don’t feel capable of drawing a straight line, you can use a dark shadow along the edge of the lid to create a line. One of the beauty cosmetic tips suggested by experts is to line only half of the area under the eye from the corner back toward the center. This makes the eyes look significantly larger. A coat of mascara is the perfect finishing touch.

Beauty cosmetics used on lips and cheeks add youthful vitality. A lip liner keeps lip color from feathering into the lines around the mouth but should blend well with the lipstick. Cheek color should begin on the apples of the cheek and sweep upward. A great beauty tip is to use a bit of powder to clear any excess blush.

All of these simple beauty cosmetic tips should result in a natural look that can be worn for any occasion.

Luisa Cerano Fashion Styles Incorporates Nautical Themed Clothing and the Slim Illusion Effect

A new trend of nautical themed clothing is bursting out on to the fashion scene. There has been a major resurgence in the proliferation of pinstriped blouses. The advantage of pinstripes gives the optical illusion of a thinner, more complimentary to the body fit as opposed to older designs such as swivels which are now becoming redundant. Catwalk reports from January-March 2010 are also predicting a resurgence of tapered trousers and flanneled tunics. This is clearly a cataclysmic period for the entire fashion system when celebrities are flaunting themselves in public wearing clothing from a forgotten era. Perhaps we are merely experiencing silhouettes of a future that is yet to come. What have we become? We are looking into the eyes of a futuristic society where we will be able to order a product as soon as it comes off the catwalk. With these kind of advancements trends may become increasingly unimportant with consumers preferring to lean to their own spontaneous inclinations. It’s times like these that make us nostalgic of the pre-internet era. Thankfully in this time of extreme confusion and darkness there are still cutting edge designers to lead us to the light of fashion excellence.

The emergence of European lines in the American market is a highly sought after look by women of all ages. Major lines with high credentials that do not fit the bland ‘high brand’ labels are gaining increasing popularity with the ‘rich nice’ of socialites who want to separate themselves from the super edgy and the cliche.

The Luisa Cerano fashion collection provides modern, elegant and unique clothing for those who want to express themselves to the fullest. Cultivating mainly Italian fabrics, flawless craftsmanship is used to deliver a striking collection of distinct clothing. From shirts and knitted tops to an array of leather and fur items, Luisa Cerano provides a sophisticated yet stunning collection of clothes for the contemporary woman. Such fashion is certainly welcomed in a world where liberated women are becoming increasingly comfortable in “hipster sweats”. While it is certainly a comforting feeling as the smooth velvet layer brushes against our sensitive skin; we must be very careful. Are we creating rationalizations for our enjoyment of this somewhat decadent trend or is it genuinely the most fashionable look on the catwalk? As tempting as it is to rejoice in donning pajama bottoms, it is not our duty as fashion worshipers to look elegant?

Bridesmaids Gifts – Beautiful Cosmetic Bags

Bridesmaids gifts come in a different variety, you can give anything from earrings and necklaces to personalized bridesmaids robes. Bridesmaids gifts can be given before or after the wedding day. In most instances, bridesmaids gifts are given at the bridal shower, especially if the gifts are something that the bridesmaids can use on the wedding day.

Aside from jewelry, handbags and dresses, you may also consider giving something unique to your bridesmaids. Elegant evening bags are always good, but adorable cosmetic bags that can hold their most essential make-ups can be fun. Here are some beautiful cosmetic bags you can give to your bridesmaids.

Personalized 2 Pieces Cosmetic Bag Set. Spunky polka dots give this practical Personalized 2 Piece Cosmetic Bag Set a bit of sass. This adorable travel cosmetic bag set makes a great gift for your bridesmaids and is handy to have for yourself. Each cute bag comes with its own handy mirror tucked neatly into a pocket for easy make-up applications on the go. This cute printed cosmetic bag set comes with one square cosmetic tote and one round cosmetic bag. Each is made of sturdy easy to clean nylon and feature zipper closures and removable mirrors. The large square bag also boasts an interior pocket for extra storage options. To make it even more special for your bridesmaids, you may opt to personalize the bags with their names or initials.

Personalized Terry Cloth Cosmetic Bag. This soft Terry Cloth Cosmetic Bag evokes a feeling of casual comfort and relaxation, just like your comfy bathrobe and cushy favorite slippers. This travel case is perfect for holding bridesmaids’ luxurious lotions and lush lavender scented soaps, and is large enough for all the other necessities they need to help them unwind when away from home. This bag is machine-washable and may be personalized with your bridesmaids’ name or initials.

Crystallized Velour Cosmetic Case. The choices are endless with this hot new Crystallized Velour Cosmetic Case. With four color choices-red with purple accents, lime with pink, brown with teal or black with hot pink accents-you will find a color combination for all your bridesmaids. The plush velour exterior is trimmed with the complimentary color which also lines the satin interior of the bag and even the zipper. After you have determined the color choice, you need to start narrowing down the crystallized embellishments. With over 30 choices, there is no end to the options. There are several phrases choices such as “love me,” “Maid of Honor” and “Bridesmaid” plus all 26 first initials in a soft script make this a very personal gift for pretty bridesmaids.

Embroidered Quilted Cosmetic Organizer Bag. This deluxe cosmetic bag feature a jewel like colors combined with basic black. This is made of diamond stitched quilt microfiber that features contrasting colored piping, handles and outer pocket with velcro closure. Your bridesmaids can perfectly pack their makeups and cosmetics in a well-designer removable inner cosmetic bag, with a elastic edged gathered outer pocket perfect for lip pencils and eyeshadow brushes, and an additional clear plastic pocket. You can have your bridesmaids initials embroidered on the front outer pocket to make it more special and memorable.

Fashion cosmetic bags are indeed a fun and very sassy gift for you bridesmaids. You may also consider other bags such as personalized tote bags, monogrammed purses, monogrammed backpacks and many others.

Traditional Patterns of Indian Women’s Fashion

Indian fashion has always been admired and appreciated all over the world. In particular, Indian women fashion is a symbol of tradition, grace, beauty and purity. Indian women fashion has been adopted by almost all countries. Even the western countries are readily imbibing the Indian fashion styles when Indian themselves are running behind westernization.

Diversity which is found in Indian fashion styles cannot be found anywhere. Whatever be the occasion, you can find almost indefinite designs and clothing to set you apart from the crowd. With liberalisation and modernisation, though there has been a tectonic shift in the dressing style, but Indian women fashion is still intact with the customary clothing.

Multifarious cultures provide different fashion styles to India. Girls wear salwar suits which are an evergreen attire and always admired. Even sarees, which have now become popular with foreign countries also, is a formal and a casual wear too. Sarees like Banarasi sarees, Kaanjeevaram sarees, Kota sarees, Kota silk sarees, Taat sarees, Moonga sarees and other such traditional varieties are so popular that foreigners who visit India do not leave without a memoir of each type.

There are certain specialties of Indian women fashion which come from different states and provinces. Punjabi Patiala, salwar suits, and other designs are some examples which every girl longs for. For woolen materials like shawls, sweaters, stoles, jackets and overcoats, Punjab and its related towns namely Surat, Ludhiana, are all the way popular.

Recent trends in Indian women fashion show skirts, kurtis and wrap-a-rounds with half, cut and even non-sleeve designs. Sarees with plain blouses and simple color are in fashion today. The trend of putting heavy makeup and jewelry has also subsided and sobriety has entered into the picture.

Old fashion comes again after sometime and becomes the trend. Same goes here with fashion of 70s and 80s repeating itself. Tight churidars, full sleeves blouses, neck-cut designs- all those styles which were considered things of bygone days are back again with full swing. The most amazing part is that the so-called modern and trendy girls are adopting it the earliest.

The western trend of wearing evening gowns in occasions and marriages is once again being replaced by traditional outfits and styles which embrace a woman with charm, elegance, beauty, calmness and simplicity. This is what has made Indian women fashion stand out with pride and Honor and we would like to have this trend going on.

Fashion Style – A Simple Guideline

It will be a exciting thing of recognizing the latest fashion style people typically wear nowadays, whether it is about the trend of jeans and also the skirt. The whole thing is interesting when it comes to the discussion about the most favorite style.

Definitely, you can’t only depend on the recent trend to find the best clothes you can wear, but paying attention to the type of your body. You don’t want to be looked like a silly person of wearing the unfit clothes with your body, right? The main point in the “dictionary” of style is finding the best fit up to date clothes.

The fashion style will become something that always associated to the fashion trend.

The Five Body Types

Further about style, each woman has their own unique shape, and all of them are divided into big five types. The first is hourglass body shape. It is wider in the chest and hips, with a narrow waistline. The tailor is mostly often recommending the trendy belts, flowing skirts and v-neck tops to flatter your bustline.

And now, what about pear type? It is a body shape that narrower on top and wider on the bottom. In the current style, this type of body shape can try plenty of lovely options.

And then, the recent fashion style brings so a lot of fortunate for people with the petite figure, since there are many pieces in the newest style designed just for her. And the final shape that has the most widely opened options of the current style is a long, lean shape.

Choosing Gold Rings for Men

Gold is a popular choice for men’s rings, but there are many different grades and styles available so choosing one can be difficult. There are two main factors to consider when picking gold rings for men, the color and the carat. Most rings for men have a gold carat of 18kt, 14kt or 9kt. The higher the quality of gold is used in the ring, the more expensive and valuable it will be. An 18kt carat will be far more costly compared to a 9 carat ring of the same size and style.

Hardness and durability are also important to consider because a man’s ring should be strong and able to withstand harsh conditions. The carat level of the gold actually affects the hardness level of the ring. Metal hardness is measured on the Vickers scale, so hard metals receive high Vickers scores and softer metals have a lower score. 9kt has a Vickers score of 120 while an 18kt is 125. The 9 carat ring is harder to bend and springier than 18 carat styles, so a good 9kt ring will be less likely to get bent out of shape compared to an 18kt ring. Gold is a soft metal so a higher level of gold means a softer ring. However if it has been mixed with sturdy constructive metals, then it is far less likely to bend out of shape.

Gold rings are available in several different colors. The most popular choice is yellow gold, although rose gold and white gold are also popular. Other gold varieties can include lime, red, peach and bronze gold. Each gold color has the same amount of pure gold in it, so it will have the same Vickers score. When comparing gold rings, white gold is usually more costly than rose gold or yellow gold. This is because metals like platinum and palladium are mixed into the metal. Palladium and platinum are very expensive elements and cost more than the gold itself, causing the ring to be more expensive.

For practical terms, an 18kt ring will hold up better to every day wear compared to a 9kt or 14kt ring. It will also continue to look good as it ages. This is a reason why 18kt is the preferred choice in gold rings for men. However, it is also the most expensive choice so a 14 carat ring may be a good choice because the price and quality is between the 18 carat and 9 carat.

Shearling Coats and Jackets – A Fashion Staple for 3 Fashion Styles

Shearling coats and jackets are made from sheepskin pelts. They are luxuriously light, warm and stylish. The lamb pelts make the supple garments with amazing breathability and insulation. When cared for properly, sheepskin coats and jackets can last for decades, ridding the need to buy a new coat every few seasons. Some people prefer to buy faux (fake) because it’s cheaper. Faux shearling may look similar to real the real thing but the breathability, insulation, durability and comfort cannot compare to real shearling. Also, real shearling is environmentally friendly since it isn’t made from polyester and acrylic, which are petroleum-based fibers.

These coats and jackets come in a huge assortment of styles and colors. From bomber style jackets to full length hooded coats, the options are endless making it easy to find a sheepskin coat or jacket to harmonize with almost any personal style. Three personal styles that beckon the addition of a shearling coat to complete their look are rocker-biker, bohemian and country-western.

Rocker-Biker

Whether you are a rock star, motorcycle rider or just like to look like one, a shearling jacket will complete your look. Known for an edgy and cool appearance, the rocker/biker style is synonymous with rugged leather boots like military combat boots or full-length motorcycle boots. T-shirts, jeans and leather pants are commonly worn under the “must have” leather jacket. The best leather jacket to have to complete this look is a bomber style shearling jacket. The bomber style jacket was designed during World War I to keep fighter pilots warm while flying in open cockpit airplanes. It soon became the symbol of “cool” and is still considered to be so by today’s’ standards.

Bohemian

The bohemian style is also known as “boho-chic” or “hippie chic” and is popular among the avant-garde, artists and free spirits. It’s a nomadic gypsy style that secedes conventionality with free-flowing earthiness. The natural ease of a shearling coat is the perfect outerwear choice to finish off this organic style. A sheepskin coat with a natural, unfinished and raw appearance has a tribal quality that is the epitome of unconventionality.

Country-Western

Farmers, ranchers and cowboys were the first to take full advantage of wearing shearling coats to shield them from the elements. When leading an active life outdoors, two criteria are key for effective outerwear. First, the outerwear must be supple in order to allow full range of movement without ripping or tearing. Second, the outerwear must have superior insulating properties to keep the harsh wind and cold at bay all day. Shearling coats and jackets meet these two criteria and have become the indistinguishable country-western coat. Today, men and women that don’t necessarily work on a ranch or farm but sport a country-western style accomplish the appearance best with a shearling coat or jacket.

These three fashion styles may seem completely different, but all are perfectly completed with a sheepskin coat or jacket. This demonstrates the versatility of shearling garments. If you want to fine tune, create or develop your personal style, look at the expansive selection of shearling coats and jackets to see if they fit in with the look you want to achieve.

‘Down With Love’ Movie Fashion Style

Whenever I need an inspiration for color in fashion, I always revisit my beloved movie ‘Down with Love’. This frivolously delicious and hilarious movie, starring Rennee Zellweger and Ewan McGregor, has itself become a bit of a vintage movie. It is a spoof on the Doris Day and Rock Hudson comedies of the 60s.

The bubbly blonde and the dark, handsome guy, with the ‘girl trying to work hard to get somewhere’ kind of story line. It certainly makes a very deserving ‘chick flick’, perfect for a rainy Sunday afternoon. However, the main attractions for me are the costumes. Make no mistake, this is certainly forward thinking in terms of the whole vintage thing. I guess the craze about ‘Mad Men’ really started with this movie.

The costumes were designed by Daniel Orlandi. I am extremely impressed with the fact that it had no real vintage clothing at all. All of the costumes were complete re-designs, fitted and turned into the funny colorful feast of a movie. The whole movie is a nonstop extravaganza of fashion display, overloaded with rainbow colors, beautiful fabrics, and matching outfits. I adore the ensemble of a pink and white wool jacket, over a super-fitted wool dress, matching the color of the jacket and topped with a pair of white gloves for style.

Daniel Orlandi must have read all the magazines from the years 62-67 to draw his inspirations for the movie. “We didn’t want to use vintage clothes on Renee, or any of the other principals, because we didn’t want it to look shabby,” says Orlandi, who instead used vintage fabric for many of his designs. “We wanted the clothes to seem fun and surprising, not campy.”

It definitely does not look ‘thrift shop’, in fact the cut and fit for both actors are simply amazing. Apparently, he intentionally designed the garments with lots of vibrant colors, even though they were not traditional colors for a blonde. I think the bright colors agreed with Renee very well, reflecting on her character and the comedy plot. The riot of colors, lavender, lime, fuchsia, snow-white, magenta and ice blue are certainly a feast for the eyes.

Don’t be afraid to copy the fashion of this movie though. All the expertly matched outfits, certainly put all of us who wear a GAP tee shirt and jeans to shame. We could always lighten ourselves up with a brightly colored scarf, a fitted dress with neat tucking details, or a pair of snazzy pumps. We should never be afraid of color, after all we can still wear the classic black coat. Get out there and wear those color and treat your friends to a colorful feast.

Irresistible Fashion Style for Ladies

Most people especially ladies and even men too like to see themselves as highly fashionable but they will not get far with their efforts unless they can make perfume as part of their daily habit. It increases sophistication and class. Everyone loves to smell good; and that is why perfumes are now valued by both women and men alike.

Basically a woman would go for one distinct perfume which she makes as part of her wardrobe and wears it everywhere she goes. If you have this kind of habit, the best thing is to mix your own type of perfume with several other aromas to create a very unique finish. This is what you need as a fashion statement of your very own kind. Here is how to select the best ladies perfumes.

The Sarah Jessica Parker’s Lovely is very popular with women and it is very hard for it to go away. Then there is Aqua di Gio from Armani.

It is quite obvious that Armani is huge in this industry and carry perfumes for men and women too.

Just on the mention of Armani Code and the ladies will immediately think perfume. It has a little bit of ginger, wood and a touch of honey with every spray.

Another irresistible scent for ladies is Lacome’s Attractio. It is stunning, luxurious and can only be compared to Flower Princess by Vera Wang. This one has a whiff of citric plus other flowers. Mature ladies prefer the perfume called Eternity but the younger ones go for the fantastic scent of Curve Kicks by Liz Clairborne.

The more active women go for the lasting freshness of Lacoste’s Touch of Pink. Then there is the oriental richness and sophistication in Opium.

With such a great variety there is no reason why you should not wear good perfume. There must be a type that will suit your taste and preference. That is why you must know what type of person you are and your individual preference will lead you to one unique perfume that will become your accent.

Jewelry Trends for the Fashion Inspired Woman

Most women are quite knowledgeable about their wardrobe essentials, the little black dress, the perfect pair of pumps, eye catching makeup… But you can’t make the proper statement without the right piece of jewelry. For many women, jewelry is a trendsetting status symbol that defines who you are and what you like. Woman invest a significant amount of time and money in their appearance. For most, jewelry is another way to look and feel beautiful. Choosing the right piece of jewelry to compliment your wardrobe is a satisfying experience.

Jewelry is also a status symbol for many. Many people have associated expensive and sparkling diamond jewelry with a wealthier social class. Members of the royal families are often seen with fine jewelry strewn across their bodies. Those who are materialistic and judgmental understand that a fine piece of jewelry can truly enhance their social standing.

Many women will purchase expensive pieces of jewelry to demonstrate their wealth. However, with the large influx of imitation sterling silver and gold jewelry being sold, it is becoming more difficult to define the true value of one’s jewelry.

It is no secret that jewelry is a woman’s most favorite gift. Women value and love to wear jewelry that is sentimental to them. Whether it is a gift from a loved one, a holiday gift or just a memory from a specific time, women will continuously favor their jewelry that has sentimental value.

Jewelry isn’t limited to 14 karat gold and diamonds anymore. Sterling silver jewelry and costume jewelry are becoming more and more popular. Rising prices of gold have paved the way for many other fashionable accessories. While gold jewelry symbolizes wealth, fashion jewelry is so much more versatile and cheaper. Costume jewelry allows the wearer to truly express their individuality.

Wanting to look good is a basic human tendency. If you want to look good, it’s important that you match the right accessories to your clothes. Therefore, it is important to do research. Find out the latest trends in jewelry by perusing fashion shows and magazines. You must get an idea of what is fashionable and how it fits in with your wardrobe. Looking good doesn’t necessarily involve spending a lot of money. Fashion jewelry is great for a tight budget and keeping up with the ever changing styles. Some pieces of costume jewelry are high quality replicas; no one will know they aren’t real.

Tips on Adapting Bohemian Clothing and Fashion Style

To the uninitiated, it can be easy to commit a lot of mistakes when it comes to adapting bohemian clothing fashion. But there are unique set of guidelines when it comes to boho fashion, which its meaning have often been construed in the popular media. But still, the popularity of this particular fashion style is undeniable, specially with lots of celebrities adapting it as well.

To get an idea of what your choices should be, read on below.

Contrary to popular belief, bohemian clothing is not made up of baggy clothing. Instead, you need clothing articles that fits properly. The most common trend in the bohemian style include tie dye tops and skirts.

And speaking of tie dye, appealing colors is another distinct feature of bohemian clothing. You can wear Capri pants and pair it with a top that is made out of appealing colors. You can also wear a Boho gown paired with a heavy sequin. Or better yet, you can wear a maxi skirt to showcase your fun and bubbly personality.

The choice of jewelry is another feature in your bohemian clothing ensemble that could often make or break the entire look. Recommended choice of jewelries and accessories include handcrafted jewels made out of beads, stones, and semi precious gems.

For the women, a bohemian purse is another style element that could make a lot of statement. It can be made out of either silk or cotton and you can tag it along even during formal events. Thus, there is no need to abandon your bohemian style wherever you may be.

And finally, your choice of footwear is the final tier in your effort to adapt bohemian clothing style. The most distinct feature with boho footwear is that of comfort. Hence, color choices are often intended to promote relaxing mood, such as brown, olive green, and tan. As for the design, there are a lot of stylish ones to choose from – you can go for boots, gladiator sandals, suede, and so much more.

When it comes to bohemian clothing, it is all about putting all the bits and pieces that make up the whole and showcase your true boho personality.

Online Babysitting Services: How Do They Work and How To Choose The Right One For You

So you need someone to watch your children and have decided to look into online babysitting services. However, there are so many to choose from, including Sittercity, Care, Care4Hire.com, GoNannies, AuPairCare and 4Sitters.com, that it is overwhelming. To find the best fit for you and your family, you need to check out an assortment of sites. Each one will vary in everything from their fees and services, to their applicant filtering system and reputation, to the number of caregivers in their database. Some even provide contact information for pet sitters, housekeepers, tutors and eldercare services.

There are two ways in which online babysitting services work. With the first method, parents post a job and then the sitters who are interested and nearby contact them. This may be done via email or telephone. The parents can then respond accordingly. With the other method, parents can look at the profiles of potential babysitters and then contact the best ones. When searching, you get immediate access to babysitters. Simply type in your zip code and a list of local sitters pops up. When you click on a sitter, you may get a brief bit of information or their entire profile.

Some sites will let you preview and look for sitters without registering, so you can see the options. However, if you want to get the contact information, you need to be a member. Subscriptions may be paid for on a monthly or yearly basis. The best sites will give you a free trial period, perhaps for a week, so you can try it out first. If you like it, you often have to pay an initial registration fee, in addition to the subscription costs.

Be aware that not all sites do the same things. Some may simply interview the babysitters to create a profile but do not check references. Others provide the option of doing extensive background checks. However, it may cost extra or require you to increase your membership level. The best sites will have a multi-step screening process. In addition, the online babysitting services should have comments or referrals from people the caregivers have worked for in the past.

Most online babysitting sites also have a search filter that lets the parents narrow down the candidates. For instance, if you have a child with special needs, you can locate a babysitter who has previous experience with this type of child or someone with specific medical certifications. This search filter will help you save time. They can also help you find back-up sitters at the last minute, in case the scheduled sitter gets sick or you get an unexpected dinner invitation. Some sites, like Sittercity, even offer nannycam and video monitoring options.

Alternative Health Treatment – 5 Questions and Answers

1. Why should I look at alternative health treatment as a realistic remedy for my ailment?

While Western medicine has advanced closely in tandem with knowledge of and experimentation with drugs as a way of treating disease and illness.

It’s not surprising, therefore, that it relies heavily on drugs and medications for treating disease. But drugs and medications are not natural to the human body, and invariably there are side-effects, often harmful.

Alternative health treatment is based wholly on natural cures not involving drugs or manufactured or processed materials. As such, it is invariably accepted by the body without resistance, so no energy is wasted in fighting it. It’s like swimming with the current rather than against it.

Besides, alternative health treatment has an excellent record in curing people of illness and disease, arguably a better record than Western medicine.

2. How does alternative health treatment differ in essentials from orthodox medical treatment?

Orthodox Western medicine depends largely on the administering of drugs and medicines, and unnatural procedures such as chemotherapy for cancer victims. It focuses largely on the symptoms rather than the underlying cause. A typical example is the taking of pain killers to cure a headache.

Alternative medicine acknowledges that the natural state of the body is one of good health, and that the body, mind and spirit are closely connected. It recognizes that all these components of the whole need to be in balance, and treats illness as a sign that they are out of balance. It therefore works to restore the natural balance and, thereby, good health. A headache would be cured by direct action on the area affected, e.g. by acupressure techniques.

3. Why don’t doctors and surgeons give more weight to alternative health treatment, and why hasn’t it made more progress in being accepted by the medical establishment?

The medical establishment consists largely of doctors and surgeons. Put yourself in the position of a doctor or surgeon. You spent seven gruelling and expensive years qualifying and passing difficult exams, and working long hours for at best mediocre pay. You now have an encyclopedic knowledge of medicines and medical drugs and procedures, and are enjoying a financially rewarding career in medicine.

Then you learn there is an alternative system of medicine based on herbs, and practices such as acupuncture that claim to be able to deal with medical conditions better than the medicine you learned at such cost in money and time. What would your feelings be towards these alternative medicines?

4. Isn’t alternative health treatment rooted in the past, and modern Western medicine with all its advanced technology the way ahead?

What matters more than anything else is what treatment will effectively cure your own particular ailment.

Just because skills such as acupuncture, acupressure and yoga have been practiced for thousands, of years in the Far East it doesn’t mean they are any less relevant today. On the contrary, it is evidence of their effectiveness.

Western medicine may have all the modern gleaming technology, but it is still a system developed and administered by humans and subject to all their faults and failings. Yes, it can and does produce some astonishing and greatly beneficial results, such as transplant surgery and artificial limbs, but in the case of common ailments and complaints, sometimes the simple methods are the best.

5. Which alternative health treatment is best – herbal, physical contact type treatment such as acupuncture or chiropractic, or supplements such as oils and enzymes?

It’s horses for courses. Different kinds of treatment best suit different kinds of illness. A general malaise, such as weight loss or gain, can often best be treated through a change in diet and the administration of herbal remedies, plus an exercise regime, whereas constant muscular pain such as back ache is best treated by someone like a chiropractor or osteopath, who can manipulate the bones and muscles so as to remove the root cause of the pain.

Fashion Tips For Men Over 40

When you hit age 40, there is a good chance you will feel like you have a fulfilling and secure lifestyle. You feel secure about your career, your family, and even your style. Your unique sense of fashion may not be as secure as you think though. Over the past 20 years or so, styles have changed constantly, but you believe you have chosen a timeless and classic style to wear. However, even though the suits, chinos, and patterns you wore five years ago might have rocked, do they still work today?

Tips For Men’s Fashion

Finding the right sense of fashion after all these years can be difficult. Here are a few tips you should consider when you are trying to figure out if your style is right for today’s society.

  • Avoid the Fads – You have most likely seen ‘the best’ styles changes constantly from year to year. Even in today’s world, there are fashion marketing campaigns, urging you to dress a certain way. Don’t fall for these ploys. By the time you are 40, your style should be timeless, not set in time. Most fads are aimed at certain age demographics, so many of them may not even work well for your age group. For instance, you would probably not look great wearing light up sneakers and a pair of skinny jeans with holes in the knees, even if every magazine is telling you that is what is in style.
  • Business vs Style – Even though your crisp dress shirt, silk tie, and two piece navy blue herringbone suit is the epitome of fashion in the workplace, it may not be the best option for fun after hours and on the weekends. Don’t confuse the two. Instead of strutting through a club or nice restaurant in your suit, choose a nice pair of chinos and a blazer.
  • Let the Past Go – While it may be tempting to celebrate when old fashions come back in style, don’t be fooled into pulling out your old wardrobe from the back of the closet. Chances are, these fashions are not exactly what they used to be. They typically have been updated to make them more contemporary and stylish.
  • Simplify It – One of the best fashion tips for men over 40 is keeping your wardrobe simple. Gone are the days of being flamboyant. Leave that style for men in their 20s and 30s. Your style should now be timeless, subdued, and sophisticated. Keep a clean and simple appearance as well. Your clothes should also be crisp and impeccable.
  • Be Proud Of You – If you really want to look great during your 40s, be proud of your age and your looks. Don’t try to stay in your 20s and adopt that generation’s style. Wearing age-appropriate fitted clothing and keeping yourself well-groomed is the best way to show off your masculine sophistication and your extraordinary sense of style.

Styles come and go, so it is best not to fall for every new fad that comes along. Whether you are wearing a nice pair of chinos or a savvy suit, you can maintain your own fashionable style, age gracefully, and remain timeless.

Don’t Put Off Researching For The Right Family Healthcare Plan

Family health care plans or insurance can be extremely beneficial to the well being of the people you care the most about. Let’s be honest, our health is very important to us and as we age it becomes vitally important that we spend some time thoroughly researching the health insurance providers in order to find a family healthcare plan that protects the interest of our family’s health without costing us a fortune in health insurance premiums or monthly rates.

There are several reasons why researching a family healthcare plan is a good idea. First and foremost as I’m sure you are aware more and more companies are downsizing or eliminating the benefits they provide their employees. Unfortunately, reducing or completely doing away with health care benefits has become the norm as opposed to an exception to the rule. For this very reason it is imperative that you spend quality time now finding an adequate family healthcare plan that will provide outstanding family health insurance to your most precious of assets.

Guess what, accidents happen and they do so with enough frequency that should you need to take a trip to the emergency room or to the doctor’s office it’s better if you go knowing that you have a family healthcare plan that has you covered and will take care of any medical or health related bills that appear as a result of the hospitalization required due to the accident.

Being financially strapped for cash is no picnic and can be very stressful for many consumers. Having a family healthcare plan allows you to put aside any financial worries you may have in the event you find yourself or a family member needing attention or treatment at a local hospital. Having proper health insurance also affords you the opportunity to save money for other needed necessities in life because you won’t have to worry about having to cover any medical expenses or bills that may come up due to receiving medical attention from a hospital or doctor.

As you do your online research in order to find a family healthcare plan that fits your needs, wants and desires you will be able to compare price quotes between several different health insurance providers or companies. Always make sure to look at deductible costs, prescription costs and of course the doctor’s that you can choose to seek future medical treatment from. The time you invest in finding the best family healthcare plan will save you money and aggravation in all of your future medical emergencies.

Why Parents Don’t Like Rap and Hip Hop Music While Kids, Teens and Young Adults Do

Rap and Hip Hop Music is one of the leading trends in music today. Yet, so many parents disapprove of rap/hip hop music, while kids, teens and young adults have an undying love for it. Why?

Most parents want the best for their children, and so, they go about their days attempting to acquire better lives for themselves and their loved ones. Parents were young once too, but they later discovered it is more beneficial to live a positive life style compared to a negative one. They have come to understand that the path towards having constructive experiences start with feeding the mind with constructive ideas, learning good lessons and following sensible instructions.

Therefore, most parents do not want their loved ones to have negative experiences, such as the constant viewing of cruel images, repeated feelings of unnecessary pain or repetitive listening to destructive words that are heard in some hip hop and rap songs. For this reason, parents don’t like many rap and hip hop songs because of the damaging lyrical content. What is more, they don’t appreciate the idea that such harmful words are being fed into the minds of their kids, teens or young adults.

On the other hand kids, teens and young adults love rap and hip hop music because of the powerful nature of the beat, while the flow of the lyrics spew out catchy punch lines and slick metaphors. For the young at heart, hip hop and rap is more than just music, it is a life style. It is a wonderful combination of rhythm, rhetoric and hope. Kids, teens and young adults all over the world bop their heads emotionally to the rhythmic sounds of hip hop. They become awe inspired by the rhetorical flow of rap and hope to one day capture the financial success of the artists viewed in the videos.

Although some of the lyrics in rap and hip hop music are derogatory in nature, all of it is not belittling. Several hip hop and rap artists outright demean people, places and things, while some rhyme about how they overcame appalling living conditions, hateful peers, poverty and crime. Others boost about their financial success as an affirmation that they have made it out of a life of dreadfulness. And, artists may use language which they are familiar with — a curse or two to express such experiences.

So I ask parents, a kid, teens and young adults, is there a balance?

Well, everyone knows that the mind is like a sponge, soaking up information like water from the very moment of human conception. Indeed, the mind vividly records what is observed through sight, sound, touch, taste, smell and imagination. As a result, that which is recorded in our minds has an effect on our behavior. Yes, music also shapes our mindset!

Music is considered an art and science for a very good reason! Experts in the fields of neuroscience, psychology, biology, physiology, physics and education have worked alongside musicians to unravel the mysteries of music. Such research is aimed at understanding music’s basic structure; it’s biological, emotional and psychological effect on humans and the brain; it’s healing and altering potential; and its function in the evolutionary process. Music helps scientists understand complex functions of the brain and opens up treatments for patients who are recovering from strokes or suffering with Parkinson’s. Research even suggests that music may alter the structure of the brain.

What is more, words have power, real energy. This is demonstrated in the fact that music can thrill us, sadden us or inspire us. We feel goose bumps rise on our skin as we listen to a favorite melody, and we are whisked back to old memories by hearing the opening bars of an old school song. Throughout history, songs have been created with the intention to inspire feelings of happiness, joy, praise, relaxation, anger, heartache, destruction, etc. Wow! Music can do all this?

The good news is that there is a balance. For parents, it is recommended that you do not discredit all rap and hip hop music. There exist good and wholesome compositions out there that your young ones can enjoy, and you can feel safe that they are feeding their minds with sensible ideas.

And for the kids, teens, and young adults, it is suggested that you be more mindful of the type of rap and hip hop music you are listening to as it does have an impact on your mindset.

How to Choose Your Rose Gold Watch?

Rose gold is one of the most beautiful choices for jewelry. It is also known as Russian gold, although this term has become somewhat rare. It not only inherits the luxury feature of gold but also displays something much more fascinating for the eyes. It is not as flashy as gold. But it looks still nice and classy. At present, Russian gold timepieces are very popular. If you are shopping for nice Russian gold timepieces, the information below may be helpful.

Decide the Color of Your Watch

The first thing you should take into consideration is the color of the watch, namely, how rosy you hope your timepieces will be. People create Russian gold by combining gold and copper together. Therefore it has a reddish look. The different amount of copper in the gold decides the level of the color. Russian gold has 3 levels of color – pink gold, rose gold and red gold.

Other Colors for Your Watch

When you have decided the level of color, you can choose other colors you like. For example, timepieces for men are usually black watches or gold watches which only have touches of Russian gold since pink gold is not suitable for men’s watches. A black watch strap with a watch face of rose gold and black is a good option for men. However, women’s rose gold timepieces can be entirely made of rose gold. Or they may be made of silver and rose gold in the design. What’s more, don’t forget to choose a right watch band such as metal, leather or ceramic.

The style of Your Watch

Russian gold watches have a lot of styles such as classic, traditional, romantic, effeminate, modern, strong and futuristic. The most important thing is that you must choose the style according to the occasions in which you want to wear your watch. Don’t forget to think about other additional features such as sapphire and diamond.

What’s Your Budget?

Rose gold timepieces are available at different prices. Some cheap watches are priced less than $100 while some expensive ones are priced at more than $10000 each. Do you want to buy a luxury watch for some formal occasions? Do you need one to wear daily? No matter for what occasion or for whom you are shopping, you must decide your budget before you begin to shop in order to find your ideal watch efficiently.

What’s Your Ideal Brand?

Some people don’t care much about the brand of the timepieces. But there are still many people who only buy watches of designer brands like Omega. These people believe that designer brands are symbol of quality and status. Do you care about the brand? If you do, make sure that there is a balance between your budget and your desire.

The functions of Your Watch

After you have decided the brand, style and budget, you must think about the functions of your Russian gold watch. For instance, some watches are shock-resistant and solar-powered. If you are interested in these functions, you may want to have a look at that watch.

In a word, before you make your decision to buy your Russian gold timepiece, you must take style, functions and cost into consideration. Hope the information (stated above) will be helpful for you.

Enhance Your Fashion Style With Wonderful Fashion Accessories

Though it may be overstated that one could lose the glamour without wearing fashion accessories, it is true that they can indeed add a touch of sparkling attraction to one’s personality and personal style. Only with the proper fashion pieces can one’s outfit be completed perfectly. Thus, it is extremely important to wear the right accessories in an appropriate way.

Usually, fashion accessories consist of various beautiful pieces, such as shoes, handbags, belts, rings, necklaces, bracelets, earrings, pendants and many others. Women will never stop their craze about these gorgeous accessories, especially jewelry, shoes, and handbags. Faced with so many fantastic options, one should always keep in mind that a wise fashion enthusiast will only buy the most suitable items rather than bring all the trendy shoes, handbags, jewelries at home which turn out to be inappropriate at all.

In order to choose the most ideal accessories, one should know well about how they can work well with different types of clothes and accentuate the outfit. However, this doesn’t mean that you need to buy all kinds of accessories to match each of your dresses. On the contrary, the real fantastic pieces are rather versatile and can be paired with almost all kinds of apparel.

Different people have different preference and tastes, hence, fashion designers will constantly release numerous new collections of fashion accessories every season. Women who are not quite sure about their own style can pay attention to the fashion reports on the newest trends and what the celebrities and fashion icons wear, from which they can find inspirations.

Physical Beauty or Glamour, Fashion, Style and Elegance?

Beauty, it is often said, is in the eye of the beholder. Although every person has his or her definition of what beauty really is, in general it is considered as all the pleasing and favorable physical characteristics that can be seen in an individual. You can be ugly to one person and beautiful to the next; in any case, we define physical beauty by how we see it. And as always, beauty often leads to attraction and it greatly helps in the development of relationships both romantic and otherwise.

However, for those who think or consider themselves to be lacking in physical beauty, it usually leads to a lack of self-esteem and sense of style. Because of this seeming deficiency, they often lack glamour and they usually lag behind in fashion trends. But physical beauty can be enhanced by fashion and style, and people who consider themselves to be ugly can assume a sort of glamour that can be had by not following them.
More often than not, it takes a high level of self-confidence for a person to form his or her opinion about physical beauty. There are those who believe that beauty is beauty and there is no other substitute for it, others would see beauty in an ugly person because they see characteristics that are unique or special in that person. Fashion and style by themselves should not be means to an end, instead, they can be dispensed of and you can still be beautiful all the same.

Also, it is possible to be beautiful regardless of a lack of glamour, fashion, and style. Prevailing misconceptions and biases notwithstanding, an ugly person should believe that he or she is beautiful in his or her own special way. Beauty should not be defined by these three attributes; instead, they should be integral to how the person views himself or herself.

As stated above, you can be ugly and yet still be beautiful in your own special way. Ugliness lends to a sense of uniqueness and charm that can only come when it is viewed in a positive way. You can be fat and because of this, you see yourself to be lacking in glamour and style because elegant and stylish persons tend to be seen as fashionably thin. But that does not mean that you cannot indulge in the latest fashion trends and emerge as being fashionably fat. You may have bulging eyes, a comely face, and a generally homely aura, but if you have a pleasant personality and enough self-confidence, you are still able to make friends and partners. It all boils down to how you view yourself; you can establish your own sense of style and assume a certain level of fashion that will help you go by.

Whatever other people say, you are who you are and that alone should make up for all of your physical shortcomings. You and you alone must realize that glamour, fashion, and style are not necessarily needed if you see yourself as beautiful.

Small Business Health Insurance – The Best Policy Is A Great Agent

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it.

The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. This being the case, many individuals who purchase their own health insurance plan can tell you very little about their plan, other than, what they pay in premiums and how much they have to pay to satisfy their deductible.

For many consumers, purchasing a health insurance policy on their own can be an enormous undertaking. Purchasing a health insurance policy is not like buying a car, in that, the buyer knows that the engine and transmission are standard, and that power windows are optional. A health insurance plan is much more ambiguous, and it is often very difficult for the consumer to determine what type of coverage is standard and what other benefits are optional. In my opinion, this is the primary reason that most policy holders don’t realize that they do not have coverage for a specific medical treatment until they receive a large bill from the hospital stating that “benefits were denied.”

Sure, we all complain about insurance companies, but we do know that they serve a “necessary evil.” And, even though purchasing health insurance may be a frustrating, daunting and time consuming task, there are certain things that you can do as a consumer to ensure that you are purchasing the type of health insurance coverage you really need at a fair price.

Dealing with small business owners and the self-employed market, I have come to the realization that it is extremely difficult for people to distinguish between the type of health insurance coverage that they “want” and the benefits they really “need.” Recently, I have read various comments on different Blogs advocating health plans that offer 100% coverage (no deductible and no-coinsurance) and, although I agree that those types of plans have a great “curb appeal,” I can tell you from personal experience that these plans are not for everyone. Do 100% health plans offer the policy holder greater peace of mind? Probably. But is a 100% health insurance plan something that most consumers really need? Probably not! In my professional opinion, when you purchase a health insurance plan, you must achieve a balance between four important variables; wants, needs, risk and price. Just like you would do if you were purchasing options for a new car, you have to weigh all these variables before you spend your money. If you are healthy, take no medications and rarely go to the doctor, do you really need a 100% plan with a $5 co-payment for prescription drugs if it costs you $300 dollars more a month?

Is it worth $200 more a month to have a $250 deductible and a $20 brand name/$10 generic Rx co-pay versus an 80/20 plan with a $2,500 deductible that also offers a $20 brand name/$10generic co-pay after you pay a once a year $100 Rx deductible? Wouldn’t the 80/20 plan still offer you adequate coverage? Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

Yes, there are many ways you can keep more of the money that you would normally give to an insurance company in the form of higher monthly premiums. For example, the federal government encourages consumers to purchase H.S.A. (Health Savings Account) qualified H.D.H.P.’s (High Deductible Health Plans) so they have more control over how their health care dollars are spent. Consumers who purchase an HSA Qualified H.D.H.P. can put extra money aside each year in an interest bearing account so they can use that money to pay for out-of-pocket medical expenses. Even procedures that are not normally covered by insurance companies, like Lasik eye surgery, orthodontics, and alternative medicines become 100% tax deductible. If there are no claims that year the money that was deposited into the tax deferred H.S.A can be rolled over to the next year earning an even higher rate of interest. If there are no significant claims for several years (as is often the case) the insured ends up building a sizeable account that enjoys similar tax benefits as a traditional I.R.A. Most H.S.A. administrators now offer thousands of no load mutual funds to transfer your H.S.A. funds into so you can potentially earn an even higher rate of interest.

In my experience, I believe that individuals who purchase their health plan based on wants rather than needs feel the most defrauded or “ripped-off” by their insurance company and/or insurance agent. In fact, I hear almost identical comments from almost every business owner that I speak to. Comments, such as, “I have to run my business, I don’t have time to be sick! “I think I have gone to the doctor 2 times in the last 5 years” and “My insurance company keeps raising my rates and I don’t even use my insurance!” As a business owner myself, I can understand their frustration. So, is there a simple formula that everyone can follow to make health insurance buying easier? Yes! Become an INFORMED consumer.

Every time I contact a prospective client or call one of my client referrals, I ask a handful of specific questions that directly relate to the policy that particular individual currently has in their filing cabinet or dresser drawer. You know the policy that they bought to protect them from having to file bankruptcy due to medical debt. That policy they purchased to cover that $500,000 life-saving organ transplant or those 40 chemotherapy treatments that they may have to undergo if they are diagnosed with cancer.

So what do you think happens almost 100% of the time when I ask these individuals “BASIC” questions about their health insurance policy? They do not know the answers! The following is a list of 10 questions that I frequently ask a prospective health insurance client. Let’s see how many YOU can answer without looking at your policy.

1. What Insurance Company are you insured with and what is the name of your health insurance plan? (e.g. Blue Cross Blue Shield-“Basic Blue”)

2. What is your calendar year deductible and would you have to pay a separate deductible for each family member if everyone in your family became ill at the same time? (e.g. The majority of health plans have a per person yearly deductible, for example, $250, $500, $1,000, or $2,500. However, some plans will only require you to pay a 2 person maximum deductible each year, even if everyone in your family needed extensive medical care.)

3. What is your coinsurance percentage and what dollar amount (stop loss) it is based on? (e.g. A good plan with 80/20 coverage means you pay 20% of some dollar amount. This dollar amount is also known as a stop loss and can vary based on the type of policy you purchase. Stop losses can be as little as $5,000 or $10,000 or as much as $20,000 or there are some policies on the market that have NO stop loss dollar amount.)

4. What is your maximum out of pocket expense per year? (e.g. All deductibles plus all coinsurance percentages plus all applicable access fees or other fees)

5. What is the Lifetime maximum benefit the insurance company will pay if you become seriously ill and does your plan have any “per illness” maximums or caps? (e.g. Some plans may have a $5 million lifetime maximum, but may have a maximum benefit cap of $100,000 per illness. This means that you would have to develop many separate and unrelated life-threatening illnesses costing $100,000 or less to qualify for $5 million of lifetime coverage.)

6. Is your plan a schedule plan, in that it only pays a certain amount for a specific list of procedures? (e.g., Mega Life & Health & Midwest National Life, endorsed by the National Association of the Self-Employed, N.A.S.E. is known for endorsing schedule plans) 7. Does your plan have doctor co-pays and are you limited to a certain number of doctor co-pay visits per year? (e.g. Many plans have a limit of how many times you go to the doctor per year for a co-pay and, quite often the limit is 2-4 visits.)

8. Does your plan offer prescription drug coverage and if it does, do you pay a co-pay for your prescriptions or do you have to meet a separate drug deductible before you receive any benefits and/or do you just have a discount prescription card only? (e.g. Some plans offer you prescription benefits right away, other plans require that you pay a separate drug deductible before you can receive prescription medication for a co-pay. Today, many plans offer no co-pay options and only provide you with a discount prescription card that gives you a 10-20% discount on all prescription medications).

9. Does your plan have any reduction in benefits for organ transplants and if so, what is the maximum your plan will pay if you need an organ transplant? (e.g. Some plans only pay a $100,000 maximum benefit for organ transplants for a procedure that actually costs $350-$500K and this $100,000 maximum may also include reimbursement for expensive anti-rejection medications that must be taken after a transplant. If this is the case, you will often have to pay for all anti-rejection medications out of pocket).

10. Do you have to pay a separate deductible or “access fee” for each hospital admission or for each emergency room visit? (e.g. Some plans, like the Assurant Health’s “CoreMed” plan have a separate $750 hospital admission fee that you pay for the first 3 days you are in the hospital. This fee is in addition to your plan deductible. Also, many plans have benefit “caps” or “access fees” for out-patient services, such as, physical therapy, speech therapy, chemotherapy, radiation therapy, etc. Benefit “caps” could be as little as $500 for each out-patient treatment, leaving you a bill for the remaining balance. Access fees are additional fees that you pay per treatment. For example, for each outpatient chemotherapy treatment, you may be required to pay a $250 “access fee” per treatment. So for 40 chemotherapy treatments, you would have to pay 40 x $250 = $10,000. Again, these fees would be charged in addition to your plan deductible).

Now that you’ve read through the list of questions that I ask a prospective health insurance client, ask yourself how many questions you were able to answer. If you couldn’t answer all ten questions don’t be discouraged. That doesn’t mean that you are not a smart consumer. It may just mean that you dealt with a “bad” insurance agent. So how could you tell if you dealt with a “bad” insurance agent? Because a “great” insurance agent would have taken the time to help you really understand your insurance benefits. A “great” agent spends time asking YOU questions so s/he can understand your insurance needs. A “great” agent recommends health plans based on all four variables; wants, needs, risk and price. A “great” agent gives you enough information to weigh all of your options so you can make an informed purchasing decision. And lastly, a “great” agent looks out for YOUR best interest and NOT the best interest of the insurance company.

So how do you know if you have a “great” agent? Easy, if you were able to answer all 10 questions without looking at your health insurance policy, you have a “great” agent. If you were able to answer the majority of questions, you may have a “good” agent. However, if you were only able to answer a few questions, chances are you have a “bad” agent. Insurance agents are no different than any other professional. There are some insurance agents that really care about the clients they work with, and there are other agents that avoid answering questions and duck client phone calls when a message is left about unpaid claims or skyrocketing health insurance rates.

Remember, your health insurance purchase is just as important as purchasing a house or a car, if not more important. So don’t be afraid to ask your insurance agent a lot of questions to make sure that you understand what your health plan does and does not cover. If you don’t feel comfortable with the type of coverage that your agent suggests or if you think the price is too high, ask your agent if s/he can select a comparable plan so you can make a side by side comparison before you purchase. And, most importantly, read all of the “fine print” in your health plan brochure and when you receive your policy, take the time to read through your policy during your 10-day free look period.

If you can’t understand something, or aren’t quite sure what the asterisk (*) next to the benefit description really means in terms of your coverage, call your agent or contact the insurance company to ask for further clarification.

Furthermore, take the time to perform your own due diligence. For example, if you research MEGA Life and Health or the Midwest National Life insurance company, endorsed by the National Association for the Self Employed (NASE), you will find that there have been 14 class action lawsuits brought against these companies since 1995. So ask yourself, “Is this a company that I would trust to pay my health insurance claims?

Additionally, find out if your agent is a “captive” agent or an insurance “broker.” “Captive” agents can only offer ONE insurance company’s products.” Independent” agents or insurance “brokers” can offer you a variety of different insurance plans from many different insurance companies. A “captive” agent may recommend a health plan that doesn’t exactly meet your needs because that is the only plan s/he can sell. An “independent” agent or insurance “broker” can usually offer you a variety of different insurance products from many quality carriers and can often customize a plan to meet your specific insurance needs and budget.

Over the years, I have developed strong, trusting relationships with my clients because of my insurance expertise and the level of personal service that I provide. This is one of the primary reasons that I do not recommend buying health insurance on the Internet. In my opinion, there are too many variables that Internet insurance buyers do not often take into consideration. I am a firm believer that a health insurance purchase requires the level of expertise and personal attention that only an insurance professional can provide. And, since it does not cost a penny more to purchase your health insurance through an agent or broker, my advice would be to use eBay and Amazon for your less important purchases and to use a knowledgeable, ethical and reputable independent agent or broker for one of the most important purchases you will ever make….your health insurance policy.

Lastly, if you have any concerns about an insurance company, contact your state’s Department of Insurance BEFORE you buy your policy. Your state’s Department of Insurance can tell you if the insurance company is registered in your state and can also tell you if there have been any complaints against that company that have been filed by policy holders. If you suspect that your agent is trying to sell you a fraudulent insurance policy, (e.g. you have to become a member of a union to qualify for coverage) or isn’t being honest with you, your state’s Department of Insurance can also check to see if your agent is licensed and whether or not there has ever been any disciplinary action previously taken against that agent.

In closing, I hope I have given you enough information so you can become an INFORMED insurance consumer. However, I remain convinced that the following words of wisdom still go along way: “If it sounds too good to be true, it probably is!” and “If you only buy on price, you get what you pay for!”

How to Find Good Wholesale Fashion Styles and Designs to Sell

If you are looking to start a business that will surely usher you a good amount of profit for yourself, you may need to start your own local clothing store.

If you are running a retail shop is not quite easy as you think it is, you have to start collecting the different styles, colors and designs of the latest trendy clothes of your choice from the wholesaler shop or store.

You also have to look for the latest fashionable clothing from their website that is in vogue. This will give you the option to choose from the style and design you prefer to buy from. Another option is that you can also contact different wholesale suppliers through the online site and choose the dresses of your choice.

There are some entrepreneur who fear that when they invest money on fashion clothing, that, they won’t be able to get the money they invested back. However, this may not be the reason why you should not be conscious of where to get most of the great deals.

That is why you should try wholesale clothing because in wholesale clothing that is where to get a great discount deal that allows you to have the best deal at an affordable price.

If you want to be able to succeed, There are lots of things you have to put into consideration first. When you are into selling wholesale fashion cloths, it’s important to look for a supplier that can be able to offers good reliable deals.

The wholesale clothing have great advantage that enable you to have the best variety of cloths and good designs at lower prices.

Some times you can be the most fashionable person, at the same time looking into your budget and staying within your budget.

Another great feature of you shopping from this wholesaler is that you can easily look through their website for good design clothes and different styles.